Pick your bank: BTC and USDT cashout guides for every Nigerian bank on NIBSS, including digital banks and wallets. 0% conversion fee, naira within 60 seconds of the network confirming.
Every guide below covers setup, payout timing for that bank, limits, and troubleshooting.
| Bank | Guides |
|---|---|
| Opay | BTC · USDT · Receive USDT |
| Kuda | BTC · USDT · Receive USDT |
| Moniepoint | BTC · USDT · Receive USDT |
| Palmpay | BTC · USDT · Receive USDT |
| GTBank | BTC · USDT · Receive USDT |
| Access Bank | BTC · USDT · Receive USDT |
| Zenith Bank | BTC · USDT · Receive USDT |
| UBA | BTC · USDT · Receive USDT |
| First Bank | BTC · USDT · Receive USDT |
| Stanbic IBTC | BTC · USDT · Receive USDT |
| FCMB | BTC · USDT · Receive USDT |
| Wema Bank (ALAT) | BTC · USDT · Receive USDT |
| Sterling Bank | BTC · USDT · Receive USDT |
| Polaris Bank | BTC · USDT · Receive USDT |
| Union Bank | BTC · USDT · Receive USDT |
| Fidelity Bank | BTC · USDT · Receive USDT |
| Ecobank | BTC · USDT · Receive USDT |
| Keystone Bank | BTC · USDT |
| Heritage Bank | BTC · USDT |
| Carbon | BTC · USDT · Receive USDT |
| VBank | BTC · USDT · Receive USDT |
| Sparkle | BTC · USDT |
| Rubies | BTC · USDT |
| Eyowo | BTC · USDT |
| Mintyn | BTC · USDT |
| FairMoney | BTC · USDT |
| Renmoney | BTC · USDT |
| Branch | BTC · USDT |
| Aella | BTC · USDT |
| Unity Bank | BTC · USDT |
| Providus | BTC · USDT |
| Globus | BTC · USDT |
| Titan Trust | BTC · USDT |
| Coronation | BTC · USDT |
| Jaiz Bank | BTC · USDT · Receive USDT |
| TAJ Bank | BTC · USDT |
| SunTrust | BTC · USDT |
| Premium Trust | BTC · USDT |
| Optimus | BTC · USDT |
| Lotus | BTC · USDT |
Every Nigerian bank on NIBSS, including digital banks and wallets: GTBank, Access, Zenith, UBA, First Bank, Opay, Kuda, Moniepoint and Palmpay among them. Payout completes within 60 seconds of the network confirming your crypto deposit.
Digital banks (Opay, Kuda, Moniepoint, Palmpay) typically show the alert in 5 to 10 seconds. Tier 1 commercial banks clear via NIBSS in 30 to 60 seconds.
No. Monica charges a 0% conversion fee and a 0% bank withdrawal fee. Deposits are free on USDT, USDC, ETH, SOL, TRX and BNB, with a flat $2 fee on Bitcoin deposits; the only other cost is the blockchain network fee paid to miners or validators.
Yes. Verified accounts can save multiple payout accounts and choose per withdrawal.
Within 60 seconds of the network confirming, Monica pays out to every Nigerian bank on NIBSS with a 0% conversion fee and a 0% bank withdrawal fee.
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