Off ramp · BTC → NGN

Sell Bitcoin to Moniepoint

Send BTC to your Monica wallet, receive naira to your Moniepoint account in 5 to 10 seconds. The quick BTC-to-Moniepoint flow in Nigeria.

Set up Moniepoint payout Get it on Google Play

★ 4.5 Play Store★ 4.5 App Store700,000+ users₦1T+ processed

MoniepointNaira payout over NIBSS instant transfer

0% fee

Typical clearing5 to 10 seconds

RailNIBSS instant transfer

You sendBitcoin network

Fees0% conversion fee, 0% bank withdrawal fee

BTC / NGN · live₦109,949,350

Under 60s after the network confirms

How the naira travels

BTC → Moniepoint, Step by Step

Moniepoint's commercial banking license and POS network make it a popular choice for Monica users running businesses. Payouts clear at the same speed as personal withdrawals. The flow on Monica is the same for every bank. What differs is the timing on the bank side. Moniepoint sits in the digital bank category, with typical clearing of 5 to 10 seconds for NIBSS instant transfers.

You send BTCFrom any wallet or exchange to your Monica address

Monica convertsAt the live rate, the moment the network confirms0% fee

Moniepoint credits youOver NIBSS instant transfer5 to 10 seconds

700K+Active Users

₦1T+Volume Processed

0%Conversion Fee

4.5★Play Store Rating

60sAfter Confirmation

Step by step

How a BTC-to-Moniepoint Payout Works

Add your Moniepoint account

Open Monica, go to Bank Accounts, choose Moniepoint, enter your account number. Auto-verified in seconds.

Send BTC to Monica

From your external wallet, send BTC to your permanent Monica deposit address. Use the network shown beside the address.

Conversion runs automatically

Once onchain confirmation lands, naira credits to your Monica balance at the live mid-market rate. 0% fee.

Withdraw to Moniepoint

Tap Withdraw, choose your saved Moniepoint account, type the amount. NIBSS clears in 5 to 10 seconds.

If something goes wrong

Common Moniepoint Payout Issues and How Monica Handles Them

Wrong account number

Monica auto-verifies the account name when you add a Moniepoint account. If the name doesn't match, the system blocks the save preventing payouts to wrong accounts before they happen.

Delayed clearing

If a NIBSS transfer takes longer than 5 to 10 seconds, the funds are guaranteed by the rail itself. Worst case: the amount reverses to your Monica balance within 24 hours and you can re-attempt.

Bank account restriction

If Moniepoint restricts your account independently (PND, a KYC query, AML flag), the payout reverses cleanly to your Monica balance. You then withdraw to a different bank.

Failed transaction reversal

Failed bank transfers are reversed to your Monica balance automatically. No support tickets needed for the standard failure modes.

Questions

FAQ Withdrawing to Moniepoint

How long does a Moniepoint payout take from Monica?

5 to 10 seconds typical clearing. Moniepoint's commercial banking license and POS network make it a popular choice for Monica users running businesses. Payouts clear at the same speed as personal withdrawals.

Are there fees for withdrawing to Moniepoint?

No. Monica charges 0% on all bank withdrawals including Moniepoint. The amount you see in the withdrawal screen is the amount that hits your Moniepoint account.

What is the daily withdrawal limit to Moniepoint?

₦20,000,000/day default. Higher limits available for verified business accounts common for traders moving large USDT volumes for supplier payments.

Can I withdraw BTC earnings to Moniepoint on weekends?

Yes. Moniepoint processes NIBSS instant transfers 24/7 including weekends and public holidays. Sunday-night Monica withdrawals to Moniepoint clear at the same speed as weekday withdrawals.

Does Monica work with both Moniepoint personal and business accounts?

Yes. Both account types are supported. Business accounts at Moniepoint can request higher daily limits via Monica support.

What if my Moniepoint account is frozen?

That's a Moniepoint matter, not a Monica one. If a withdrawal fails because your bank account is restricted, the naira returns to your Monica balance and you can withdraw to a different bank.

How do I add my Moniepoint account to Monica?

Open the Monica app, go to Settings → Bank Accounts, tap Add Account, choose Moniepoint from the list, enter your account number. The system auto-verifies your account name. Save and use for future withdrawals.

Is Moniepoint the quick bank for Monica payouts?

Yes Moniepoint's commercial banking license and POS network make it a popular choice for Monica users running businesses. Payouts clear at the same speed as personal withdrawals.

Every bank on NIBSS

Other Banks We Support

Monica works with every Nigerian bank on NIBSS: every commercial bank, every digital bank, every microfinance bank. Tap any bank below for its dedicated payout page.