Off ramp · USDT → NGN

Sell USDT to Mintyn

Convert USDT on any supported network and receive naira to your Mintyn account in 5 to 20 seconds.

Set up Mintyn payout Get it on Google Play

★ 4.5 Play Store★ 4.5 App Store700,000+ users₦1T+ processed

MintynNaira payout over NIBSS instant transfer

0% fee

Typical clearing5 to 20 seconds

RailNIBSS instant transfer

You sendTRC20 · ERC20 · BEP20 · Solana

Fees0% conversion fee, 0% bank withdrawal fee

USDT / NGN · live₦1,378

Under 60s after the network confirms

How the naira travels

USDT → Mintyn, Step by Step

Mintyn Bank is a digital bank with strong APIs. Monica payouts clear quickly via NIBSS. The flow on Monica is the same for every bank. What differs is the timing on the bank side. Mintyn sits in the digital bank category, with typical clearing of 5 to 20 seconds for NIBSS instant transfers.

You send USDTFrom any wallet or exchange to your Monica address

Monica convertsAt the live rate, the moment the network confirms0% fee

MIMintyn credits youOver NIBSS instant transfer5 to 20 seconds

700K+Active Users

₦1T+Volume Processed

0%Conversion Fee

4.5★Play Store Rating

60sAfter Confirmation

Step by step

How a USDT-to-Mintyn Payout Works

Add your Mintyn account

Open Monica, go to Bank Accounts, choose Mintyn, enter your account number. Auto-verified in seconds.

Send USDT to Monica

From your external wallet, send USDT to your permanent Monica deposit address. Use the network shown beside the address.

Conversion runs automatically

Once onchain confirmation lands, naira credits to your Monica balance at the live mid-market rate. 0% fee.

Withdraw to Mintyn

Tap Withdraw, choose your saved Mintyn account, type the amount. NIBSS clears in 5 to 20 seconds.

If something goes wrong

Common Mintyn Payout Issues and How Monica Handles Them

Wrong account number

Monica auto-verifies the account name when you add a Mintyn account. If the name doesn't match, the system blocks the save preventing payouts to wrong accounts before they happen.

Delayed clearing

If a NIBSS transfer takes longer than 5 to 20 seconds, the funds are guaranteed by the rail itself. Worst case: the amount reverses to your Monica balance within 24 hours and you can re-attempt.

Bank account restriction

If Mintyn restricts your account independently (PND, a KYC query, AML flag), the payout reverses cleanly to your Monica balance. You then withdraw to a different bank.

Failed transaction reversal

Failed bank transfers are reversed to your Monica balance automatically. No support tickets needed for the standard failure modes.

Questions

FAQ Withdrawing to Mintyn

How long does a Mintyn payout take from Monica?

5 to 20 seconds typical clearing. Mintyn Bank is a digital bank with strong APIs. Monica payouts clear quickly via NIBSS.

Are there fees for withdrawing to Mintyn?

No. Monica charges 0% on all bank withdrawals including Mintyn. The amount you see in the withdrawal screen is the amount that hits your Mintyn account.

What is the daily withdrawal limit to Mintyn?

₦5,000,000/day default. Higher limits available for verified business accounts common for traders moving large USDT volumes for supplier payments.

Can I withdraw USDT earnings to Mintyn on weekends?

Yes. Mintyn processes NIBSS instant transfers 24/7 including weekends and public holidays. Sunday-night Monica withdrawals to Mintyn clear at the same speed as weekday withdrawals.

Does Monica work with both Mintyn personal and business accounts?

Yes. Both account types are supported. Business accounts at Mintyn can request higher daily limits via Monica support.

What if my Mintyn account is frozen?

That's a Mintyn matter, not a Monica one. If a withdrawal fails because your bank account is restricted, the naira returns to your Monica balance and you can withdraw to a different bank.

How do I add my Mintyn account to Monica?

Open the Monica app, go to Settings → Bank Accounts, tap Add Account, choose Mintyn from the list, enter your account number. The system auto-verifies your account name. Save and use for future withdrawals.

Is Mintyn the quick bank for Monica payouts?

Yes Mintyn Bank is a digital bank with strong APIs. Monica payouts clear quickly via NIBSS.

Every bank on NIBSS

Other Banks We Support

Monica works with every Nigerian bank on NIBSS: every commercial bank, every digital bank, every microfinance bank. Tap any bank below for its dedicated payout page.