Send SOL to a permanent Monica wallet address. The system converts to naira at live market rate and pushes the funds straight to your Nigerian bank. No vendors, no chat, no waiting.
Per 1 SOL • Updates every 60 seconds
Solana cashout for Nigerians has historically been the messiest part of crypto. Monica fixed it by removing every counterparty in the flow: you, your wallet, our settlement engine, your bank. That's it. No middleman, no delay, no rate negotiation. Send SOL, receive ₦, move on with your day.
Once your SOL confirms on-chain, the naira balance updates automatically. Bank withdrawal triggers an NIBSS instant transfer — typical clearing time is well under a minute.
Zero transaction fees. The rate you see on the calculator is the rate you receive in naira — no spread tricks, no withdrawal charges, no surprise deductions.
Withdraw to any Nigerian bank without picking up a single phone call. Opay and Kuda land in seconds; tier-1 banks like GTBank and Zenith typically clear within a minute.
KYC is one screen and usually clears in under 4 minutes. Required by NDPC and SEC alignment, but designed to feel like a normal app onboarding.
4.7 average across 7,400+ Play Store reviews and 4.6 on the App Store. Most one-star reviews are from people who sent crypto to the wrong address — a problem we now flag with double-confirmation.
Used daily by Lagos freelancers, Abuja traders, Port Harcourt importers, and Nigerians in 38 cities across the country. Half a million wallets active and counting.
Four steps from holding SOL on an external wallet to naira sitting in your Nigerian bank account.
Download from Google Play or the App Store. Sign up with your email and complete the one-screen KYC (BVN or NIN).
Open the deposit screen, choose SOL, and select the network (Solana Mainnet). The address is permanent — save it once and reuse forever.
From Binance, Bybit, Trust Wallet, MetaMask, Phantom, or wherever your SOL lives, paste the Monica deposit address and send. Confirmation typically takes a few minutes.
The moment your deposit confirms, your naira balance updates at the live market rate. Hit Withdraw, pick your bank, type the amount. Funds clear into your account in under a minute.
Solana runs on the following networks supported by Monica:
| Network | Confirmation Time | Fee Profile | Best Use Case |
|---|---|---|---|
| Solana Mainnet | ~30 seconds | Negligible fees | Ideal for high-frequency moves |
Always match your sending network to the receiving address. Sending SOL on the wrong network can result in lost funds — Monica's app shows the correct network beside every deposit address.
Recent SOL/NGN price movement. Monica gives you the live market rate at the second of conversion — no spread, no markup.
After your SOL converts to naira on Monica, withdrawal flows through NIBSS instant transfer to every commercial bank, fintech wallet, and microfinance bank in the country.
"I run a small import business — moved ₦350,000 through Monica last month. Zero issues, zero fees, zero stress."
"Withdrew to Access Bank 14 times this month without a single failed payout. That alone is worth it."
"I run a small import business — moved ₦75,000 through Monica last month. Zero issues, zero fees, zero stress."
"Paid my supplier in Guangzhou with USDT, cashed the next batch into Monica. Whole loop took 6 minutes."
"First time using Monica I was sceptical. Sent 1500 SOL as a test. Three minutes later naira was in my GTBank."
"The best part isn't the speed. It's that I never have to argue with a vendor about rate again."
Once your SOL transaction confirms on the blockchain — typically 30 seconds to 3 minutes depending on network — naira credits to your Monica balance immediately. Withdrawing to a Nigerian bank takes another 30–60 seconds via NIBSS instant transfer.
There is no minimum deposit on Monica for SOL. Whether you send the equivalent of ₦1,000 or ₦100,000,000, the conversion runs the same way. Just be aware of the network's own minimum (for example, Bitcoin dust limits).
Monica supports SOL on Solana Mainnet. Always match the network on the sending wallet to the network shown beside your Monica deposit address. The app double-confirms before you copy.
No. Monica charges 0% on conversion and 0% on bank withdrawals. The naira amount displayed in the calculator is exactly what hits your balance and your bank.
Funds are custodied with audited cold storage partners and the platform aligns with NDPC data protection standards and the SEC's Virtual Asset Service Provider framework. The Kudiwave Technologies entity behind Monica is registered in Nigeria.
Monica pulls live mid-market SOL/USD pricing from major exchanges and applies the live USD/NGN rate. The rate locks the moment your deposit confirms — there is no spread between display and execution.
Yes. Monica withdraws to Opay, Kuda, Moniepoint, Palmpay, GTBank, Zenith, Access, UBA, First Bank, and 30+ other Nigerian banks. Digital banks usually clear in under 10 seconds.
Bridging mistakes are rarely recoverable. Always copy the address directly from the Monica app and confirm the network label. If you sent on a network we support but to a wrong wallet, contact support with the transaction hash within 24 hours.
Yes. KYC is one screen — BVN or NIN plus a selfie. Verification usually completes in under 4 minutes. This is required for SEC-aligned compliance.
Same flow, same speed, same zero fees. Tap any coin to view its dedicated page.
Join 500,000+ Nigerians cashing out SOL the easy way. Live rate, 0% fee, naira in your bank in under a minute.
Download Monica