If you convert $5,000 or more at a time, the Monica desk gives you a named contact, a locked quote before you send, higher limits and same-hour settlement.
Desk terms as of October 2026.
Named manager on WhatsApp and email.
Quote lock on amounts of $5,000 and above.
Limits set to your volume after enhanced verification.
Monthly statement for your accountant.
The same fees as everyone else.
Reply promise: within one business hour, 8am to 8pm WAT.
Anyone who converts $5,000 or more at a time, or expects to. Below that, the app already gives you the same fees and the same payout speed.
Your manager confirms the naira rate with you before you send, so you know what you will receive before the coin leaves your wallet.
No. The same fees as everyone else: free deposits on USDT, USDC, ETH, SOL, TRX and BNB, a flat $2 fee on Bitcoin deposits, 0% conversion fee and 0% bank withdrawal fee.
Within one business hour, 8am to 8pm WAT.
The app gives you the same fees and the same speed: naira in your bank within 60 seconds of on-chain confirmation, 0% conversion fee, 0% bank withdrawal fee.
Download Monica