Prepaid tokens and postpaid bills for all 12 DISCOs, funded by USDT or Bitcoin, delivered in minutes, 24/7.
Every service on this page runs on the same loop: send BTC, USDT or any supported crypto to your Monica address, it converts to naira at the live market rate the moment it confirms on-chain (payout in under 60 seconds after confirmation, 0% platform fees), and the naira is instantly spendable inside the same app. No withdrawing to a bank first, no second app, no P2P.
Send BTC, USDT (TRC-20/ERC-20/BEP-20/Solana/Base), ETH, SOL, BNB or TRX to your permanent Monica address from any wallet or exchange.
Once your deposit confirms on-chain, it converts at the live market rate, naira credits your balance in under 60 seconds after confirmation, with 0% platform fees.
Choose your DISCO, enter the meter or account number (saved billers remembered).
Prepaid tokens arrive in minutes with the code in-app; postpaid balances settle directly.
Lagos's biggest DISCO, enter your prepaid meter number, pay from your converted balance, and the token arrives in-app within minutes, day or night.
The flow is identical nationwide: prepaid meters get instant tokens; postpaid accounts settle directly. NEPA doesn't take dollars or crypto, but your crypto becomes naira fast enough that it doesn't matter.
Blockchains don't close and neither does Monica's billing rail. USDT confirms in seconds at 2am, converts in under a minute after confirmation, and the meter token follows, the exact scenario bank apps and vendor queues fail at.
Yes. Deposit BTC or USDT on Monica; it converts to naira at the live rate in under 60 seconds after on-chain confirmation, and you buy prepaid tokens or settle postpaid bills for all 12 Nigerian DISCOs in the same app.
Yes, token purchases work for every DISCO's prepaid meters, delivered in minutes with the token code in-app.
All twelve: Ikeja, Eko, Abuja, Ibadan, Port Harcourt, Enugu, Kano, Kaduna, Jos, Benin, Yola and Aba power distributors.
Typically within minutes of payment. USDT deposits make the whole journey, wallet to token, under 10 minutes.
0% on conversion; standard token amounts apply with ₦0 service fee. Only the blockchain network fee on your deposit (~$1 on TRC-20).
No DISCO accepts crypto directly, Monica bridges it: your crypto becomes naira first, then pays the DISCO like any other payment.
Yes, enter any meter number. Many diaspora users keep family lights on this way, funding it with USDT from abroad.
Failed purchases reverse automatically and 24/7 support can re-query the DISCO, token issues are usually DISCO-side and resolve within the hour.
Yes. The crypto conversion is lawful under the SEC VASP framework; the electricity purchase is a routine naira transaction.
Convert at the live rate, then spend without leaving Monica. 0% conversion fees, 700,000+ Nigerians.
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