Prepaid tokens and postpaid bills for all 12 DISCOs — funded by USDT or Bitcoin, delivered in minutes, 24/7.
Every service on this page runs on the same loop: send BTC, USDT or any supported crypto to your Monica address, it converts to naira at the live market rate the moment it confirms on-chain (payout in under 60 seconds after confirmation, 0% platform fees) — and the naira is instantly spendable inside the same app. No withdrawing to a bank first, no second app, no P2P.
Send BTC, USDT (TRC-20/ERC-20/BEP-20/Solana), ETH, SOL, BNB or TRX to your permanent Monica address from any wallet or exchange.
Once your deposit confirms on-chain, it converts at the live market rate — naira credits your balance in under 60 seconds after confirmation, with 0% platform fees.
Choose your DISCO, enter the meter or account number (saved billers remembered).
Prepaid tokens arrive in minutes with the code in-app; postpaid balances settle directly.
Lagos's biggest DISCO — enter your prepaid meter number, pay from your converted balance, and the token arrives in-app within minutes, day or night.
The flow is identical nationwide: prepaid meters get instant tokens; postpaid accounts settle directly. NEPA doesn't take dollars or crypto — but your crypto becomes naira fast enough that it doesn't matter.
Blockchains don't close and neither does Monica's billing rail. USDT confirms in seconds at 2am, converts in under a minute after confirmation, and the meter token follows — the exact scenario bank apps and vendor queues fail at.
Yes. Deposit BTC or USDT on Monica; it converts to naira at the live rate in under 60 seconds after on-chain confirmation, and you buy prepaid tokens or settle postpaid bills for all 12 Nigerian DISCOs in the same app.
Yes — token purchases work for every DISCO's prepaid meters, delivered in minutes with the token code in-app.
All twelve: Ikeja, Eko, Abuja, Ibadan, Port Harcourt, Enugu, Kano, Kaduna, Jos, Benin, Yola and Aba power distributors.
Typically within minutes of payment. USDT deposits make the whole journey — wallet to token — under 10 minutes.
0% on conversion; standard token amounts apply with ₦0 service fee. Only the blockchain network fee on your deposit (~$1 on TRC-20).
No DISCO accepts crypto directly — Monica bridges it: your crypto becomes naira first, then pays the DISCO like any other payment.
Yes — enter any meter number. Many diaspora users keep family lights on this way, funding it with USDT from abroad.
Failed purchases reverse automatically and 24/7 support can re-query the DISCO — token issues are usually DISCO-side and resolve within the hour.
Yes. The crypto conversion is lawful under the SEC VASP framework; the electricity purchase is a routine naira transaction.
Convert at the live rate, then spend without leaving Monica. 0% conversion fees, 500,000+ Nigerians.
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