1,000+ brands with instant code delivery — paid from USDT or Bitcoin, priced in naira.
Every service on this page runs on the same loop: send BTC, USDT or any supported crypto to your Monica address, it converts to naira at the live market rate the moment it confirms on-chain (payout in under 60 seconds after confirmation, 0% platform fees) — and the naira is instantly spendable inside the same app. No withdrawing to a bank first, no second app, no P2P.
Send BTC, USDT (TRC-20/ERC-20/BEP-20/Solana), ETH, SOL, BNB or TRX to your permanent Monica address from any wallet or exchange.
Once your deposit confirms on-chain, it converts at the live market rate — naira credits your balance in under 60 seconds after confirmation, with 0% platform fees.
Browse 1,000+ gift cards — Amazon to Steam — with naira prices shown upfront.
The card code arrives in your app inbox immediately, ready to redeem.
Cards deliver instantly to your in-app inbox with the code ready to redeem. Global brands, local rails: you pay in naira converted from your crypto at the live rate — no international card required, no declined transactions.
Global crypto gift-card sites work but price in dollars and settle without local support. P2P sellers add scam risk on every trade. Monica is the local rail: SEC VASP-framework aligned, 24/7 Nigerian support, naira pricing, instant delivery — and the same balance also pays your bills.
Yes. Deposit USDT or BTC on Monica, it converts to naira at the live rate (under 60 seconds after confirmation), and you buy from 1,000+ gift card brands with instant code delivery.
Yes — pick the denomination, pay from your converted balance, and the code arrives instantly in-app.
1,000+ including Amazon, Apple/iTunes, Google Play, Steam, Netflix, Spotify, Razer Gold, PlayStation, Xbox and more.
Instant — codes appear in your in-app inbox the moment payment confirms.
From small ($5-equivalent) to large denominations per brand; all priced in naira upfront.
Nigerian cards are frequently declined on foreign gift-card sites. Monica removes that failure mode entirely and prices in naira with no FX surprises.
Monica's focus is buying cards; for selling, the app's support team can advise current options.
Yes — a lawful crypto conversion under the SEC VASP framework followed by a normal naira purchase.
Convert at the live rate, then spend without leaving Monica. 0% conversion fees, 500,000+ Nigerians.
Download Monica