Every network, every bundle, paid from USDT or BTC and active in seconds.
Every service on this page runs on the same loop: send BTC, USDT or any supported crypto to your Monica address, it converts to naira at the live market rate the moment it confirms on-chain (payout in under 60 seconds after confirmation, 0% platform fees), and the naira is instantly spendable inside the same app. No withdrawing to a bank first, no second app, no P2P.
Send BTC, USDT (TRC-20/ERC-20/BEP-20/Solana/Base), ETH, SOL, BNB or TRX to your permanent Monica address from any wallet or exchange.
Once your deposit confirms on-chain, it converts at the live market rate, naira credits your balance in under 60 seconds after confirmation, with 0% platform fees.
Pick network and bundle, daily, weekly, monthly and SME plans all listed with naira prices.
Confirm and the data activates on the number in seconds.
From daily 1GB plans to 120GB monthly SME bundles, pick the plan, pay from your converted balance, delivered instantly.
All bundle sizes across every network at the same discounted in-app rates. The full catalogue lives in the app and updates as networks change their plans.
If you're paid in crypto, freelancer, trader, remote worker, the old route was: exchange, withdraw to bank, wait, then open a VTU app. Monica collapses that into one flow: USDT confirms in seconds, converts at 0%, and the bundle lands before a bank transfer would have cleared.
Yes. Deposit USDT on Monica (TRC-20 confirms in seconds to ~2 minutes), it converts to naira at the live rate with 0% conversion fee, and you buy MTN, Airtel, Glo or 9mobile data instantly in the same app.
Yes, every MTN bundle from daily plans to large SME bundles, paid from your converted crypto balance, delivered instantly.
0% conversion fee; bundles are priced at discounted in-app rates. Only your deposit's blockchain network fee applies (~$1 on TRC-20).
Typically within 60 seconds of on-chain confirmation end to end: seconds-to-minutes for TRC-20 confirmation, under 60 seconds for conversion after confirmation, instant bundle activation.
Yes, any Nigerian number on any network.
USDT on TRC-20: near-instant confirmation and ~$1 fees. Bitcoin works but adds 10 to 30 minutes of confirmation time.
Same official bundles, discounted rates, and you skip the bank leg entirely if your money starts as crypto.
Bundles start around ₦100, small conversions work fine.
Convert at the live rate, then spend without leaving Monica. 0% conversion fees, 700,000+ Nigerians.
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