Every network, every bundle — paid from USDT or BTC and active in seconds.
Every service on this page runs on the same loop: send BTC, USDT or any supported crypto to your Monica address, it converts to naira at the live market rate the moment it confirms on-chain (payout in under 60 seconds after confirmation, 0% platform fees) — and the naira is instantly spendable inside the same app. No withdrawing to a bank first, no second app, no P2P.
Send BTC, USDT (TRC-20/ERC-20/BEP-20/Solana/Base), ETH, SOL, BNB or TRX to your permanent Monica address from any wallet or exchange.
Once your deposit confirms on-chain, it converts at the live market rate — naira credits your balance in under 60 seconds after confirmation, with 0% platform fees.
Pick network and bundle — daily, weekly, monthly and SME plans all listed with naira prices.
Confirm and the data activates on the number in seconds.
From daily 1GB plans to 120GB monthly SME bundles — pick the plan, pay from your converted balance, delivered instantly.
All bundle sizes across every network at the same discounted in-app rates. The full catalogue lives in the app and updates as networks change their plans.
If you're paid in crypto — freelancer, trader, remote worker — the old route was: exchange, withdraw to bank, wait, then open a VTU app. Monica collapses that into one flow: USDT confirms in seconds, converts at 0%, and the bundle lands before a bank transfer would have cleared.
Yes. Deposit USDT on Monica (TRC-20 confirms in seconds to ~2 minutes), it converts to naira at the live rate with 0% fees, and you buy MTN, Airtel, Glo or 9mobile data instantly in the same app.
Yes — every MTN bundle from daily plans to large SME bundles, paid from your converted crypto balance, delivered instantly.
0% conversion fee; bundles are priced at discounted in-app rates. Only your deposit's blockchain network fee applies (~$1 on TRC-20).
Typically under 5 minutes end to end: seconds-to-minutes for TRC-20 confirmation, under 60 seconds for conversion after confirmation, instant bundle activation.
Yes — any Nigerian number on any network.
USDT on TRC-20: near-instant confirmation and ~$1 fees. Bitcoin works but adds 10–30 minutes of confirmation time.
Same official bundles, discounted rates — and you skip the bank leg entirely if your money starts as crypto.
Bundles start around ₦100 — small conversions work fine.
Convert at the live rate, then spend without leaving Monica. 0% conversion fees, 500,000+ Nigerians.
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