Off ramp · BNB → NGN · 700,000+ users

Sell BNB for naira. Naira in your bank 60 seconds after confirmation.

Copy your Monica BNB address, send from any wallet or exchange, and the naira lands in your bank once the network confirms. There is no amount to type and no sell button.

Get the Monica app Get it on Google Play

700K+ users₦1T+ processed★ 4.5 on Google Play

BNB / NGNLive

₦1,005,050

Per 1 BNB • Updates every 60 seconds

You send (BNB)

You receive (NGN)

NetworksBEP20 (BNB Chain)

FeesFree BNB deposits · 0% conversion · 0% withdrawal

PayoutWithin 60 seconds of the network confirming

DepositFreeNo fee to deposit BNB. You pay only the network fee when you send.

Conversion0%Monica converts at the live rate at the moment the network confirms. No spread added.

Bank withdrawal0%Naira goes to any Nigerian bank on NIBSS at no charge.

How it works

How to Sell BNB on Monica

Three steps from BNB in a wallet to naira in your Nigerian bank account.

How a BNB payout happens

Open the app and tap BNB

Your BNB address and its network are on that screen. New to Monica? Download it from Google Play or the App Store and verify with your NIN and a selfie first.

Send BNB from any wallet or exchange

From Binance, Bybit, Trust Wallet or wherever your BNB lives, paste your Monica address and send on the network it shows.

Naira in your bank

Naira credits when the deposit confirms, and goes to your bank in seconds. Turn on instant bank settlement to skip the last tap for good.

Why it is different

BNB Cashout, Without the P2P Tax

Selling BNB in Nigeria used to mean opening a Telegram group, hoping a vendor wasn't a scammer, sending the BNB, and waiting hours for naira that sometimes never arrived. BNB on Monica works in the opposite direction: you send the coin to a permanent wallet address, the system credits naira directly to your balance, and the naira reaches your bank within 60 seconds of confirmation. No chat, no vendor, no waiting room.

700K+Active Users

₦1T+Volume Processed

0%Conversion fee

4.5★Google Play rating

60sFrom confirmation

Why Monica

Why Sell BNB on Monica

Six things that decide where your BNB should go, in one place.

Naira within 60 seconds of confirmation

Once your BNB confirms onchain, the naira balance updates automatically. Bank withdrawal triggers an NIBSS instant transfer. Typical clearing time is well under a minute.

Free deposits, 0% conversion fee

Free BNB deposits. 0% conversion fee. 0% bank withdrawal fee. You pay only the network fee when you send. The rate you see on the calculator is the rate you receive in naira.

Every Nigerian bank, fintech included

Direct settlement to GTBank, Opay, Kuda, Moniepoint, Palmpay, Access, Zenith, UBA, First Bank, Wema, Sterling, FCMB, Fidelity, Stanbic IBTC and every other bank on NIBSS. Withdrawals usually clear within 60 seconds of the network confirming even on weekends.

KYC built for normal humans

KYC is one screen: NIN plus a quick selfie. Designed to feel like a normal app onboarding.

4.5★ across 13,000+ reviews

4.5★ from 13,000+ Google Play reviews, checked October 2026. Read them on Google Play.

700,000+ Nigerian users

700,000+ verified Nigerian users and over ₦1 trillion processed since 2023.

Networks

Supported Networks for BNB

BNB on Monica: BEP20 (BNB Chain). Send on the network your Monica address shows.

Network	Typical confirmation	Note
BEP20 (BNB Chain)	A few seconds	Native BNB from Binance, Trust Wallet or any BNB Chain wallet

Funds sent on another network cannot be recovered.

Rate

BNB to Naira Rate Trend

Recent BNB/NGN price movement. Monica gives you the live market rate at the second of conversion. No spread, no markup.

Last 24 hours

+1.88%

Last 7 days

-1.21%

Last 30 days

+16.14%

Banks

Withdraw to Any Nigerian Bank

After your BNB converts to naira on Monica, withdrawal flows through NIBSS instant transfer to every commercial bank, fintech wallet, and microfinance bank in the country.

Reviews

What Nigerians say on Google Play

★4.5 on Google Play · 13,000+ reviews

★★★★★

"I started using this app 4 months ago and ever since then I have not gotten any problem during transfers. once I withdraw or deposit it enters imediately. kudos!!!"

Ngozi SylvJune 2026 · Google Play

★★★★★

"the app is very easy and clear to navigate the deposit and withdrawal is stress free, it takes minutes for you to receive your withdrawal and it converts usdt straight to naira without passing through any stress or trading any stuff like p2p, I love the app"

Willy WillyJune 2026 · Google Play

★★★★★

"What I like most is the instant settlement wish is very good and instant but also optional. The only area that I think they need to work on is the limit setting which I think it should be increased for more instant withdrawal and settlement. Regards."

Abayomi OgundayisiOctober 2026 · Google Play

★★★★★

"They are good. All the way my experience had been positive without any glitches."

Charles OloworaranAugust 2026 · Google Play

Shown exactly as people wrote them. Read the rest on Google Play.

Naira credits the moment the network confirms your deposit, then reaches your bank over NIBSS within 60 seconds. BNB Chain confirms in a few seconds.

Free BNB deposits. 0% conversion fee. 0% bank withdrawal fee. You pay only the network fee when you send.

BEP20 (BNB Chain). Send on the network your Monica address shows; funds sent on another network cannot be recovered.

The minimum deposit on Monica is $5 worth of BNB. Send at least $5 worth of crypto. The only thing to watch is the network fee your wallet or exchange charges on the way out, which can eat a very small transfer.

Monica operates strictly as a one-way off ramp; on confirmation, crypto becomes part of Monica's treasury handled by licensed crypto exchanges. The Monica Digital Assets Limited entity behind Monica is registered in Nigeria.

Monica pulls live mid-market BNB/USD pricing from major exchanges and applies the live USD/NGN rate. The rate locks the moment your deposit confirms; there is no spread between display and execution.

Yes. Monica withdraws to Opay, Kuda, Moniepoint, Palmpay, GTBank, Zenith, Access, UBA, First Bank, and every other bank on NIBSS. Digital banks usually clear in under 10 seconds.

Bridging mistakes are rarely recoverable. Always copy the address directly from the Monica app and confirm the network label. Contact support with the transaction hash. Recovery is not always possible, which is why the network must match.

Yes. KYC is one screen: your NIN plus a selfie. Verification is needed before you can withdraw to a bank account.

Get the app

Sell BNB from your phone.

Free on iOS and Android. Verify once with your NIN and a selfie, copy your BNB address and send. The naira is in your bank within 60 seconds of the network confirming.

Download on theApp Store Get it onGoogle Play

After You Convert: Your Naira Works Right Here

The naira from your crypto doesn't have to leave Monica, spend it in the same app.

Buy airtime

MTN, Airtel, Glo, 9mobile, 3% off, instant.

Buy data

Every network's bundles, active in seconds.

Pay electricity

Prepaid tokens for all 12 DISCOs, 24/7.

Renew DSTV & GOtv

Back on before the second half.

Gift cards

1,000+ brands, instant code delivery.

Virtual dollar card

Netflix, ChatGPT, Spotify, no declines.

Other coins

Sell Other Coins on Monica

Same flow, same speed, same no conversion or withdrawal fees. Tap any coin to view its dedicated page.

BitcoinBTC EthereumETH TetherUSDT USD CoinUSDC SolanaSOL TronTRX

Ready to sell BNB?

Join 700,000+ Nigerians cashing out BNB the easy way. Live rate, 0% conversion fee, naira in your bank within 60 seconds of confirmation.

Download Monica 0% conversion fee · 0% withdrawal fee · every Nigerian bank

Sell BNB for naira. Naira in your bank 60 seconds after confirmation.