Send BNB to a permanent Monica wallet address. The system converts to naira at live market rate and pushes the funds straight to your Nigerian bank. No vendors, no chat, no waiting.
Per 1 BNB • Updates every 60 seconds
Selling BNB in Nigeria used to mean opening a Telegram group, hoping a vendor wasn't a scammer, sending the BNB, and waiting hours for naira that sometimes never arrived. BNB on Monica works in the opposite direction: you send the coin to a permanent wallet address, the system credits naira directly to your balance, and you withdraw to your bank in under a minute. No chat, no vendor, no waiting room.
Once your BNB confirms on-chain, the naira balance updates automatically. Bank withdrawal triggers an NIBSS instant transfer — typical clearing time is well under a minute.
0% fees, on every transaction, every day. We make money on volume and partnerships, not by skimming small percentages off your conversion.
Direct settlement to GTBank, Opay, Kuda, Moniepoint, Palmpay, Access, Zenith, UBA, First Bank, Wema, Sterling, FCMB, Fidelity, Stanbic IBTC and 30+ other Nigerian banks. Withdrawals usually clear in under 60 seconds — even on weekends.
KYC is one screen and usually clears in under 4 minutes. Required by NDPC and SEC alignment, but designed to feel like a normal app onboarding.
Top 10 finance app on Google Play in Nigeria. Reviewers consistently mention payout speed and the fact that there's an actual human in support chat.
Used daily by Lagos freelancers, Abuja traders, Port Harcourt importers, and Nigerians in 38 cities across the country. Half a million wallets active and counting.
Four steps from holding BNB on an external wallet to naira sitting in your Nigerian bank account.
Download from Google Play or the App Store. Sign up with your email and complete the one-screen KYC (BVN or NIN).
Open the deposit screen, choose BNB, and select the network (BEP-20 (BSC), BEP-2). The address is permanent — save it once and reuse forever.
From Binance, Bybit, Trust Wallet, MetaMask, Phantom, or wherever your BNB lives, paste the Monica deposit address and send. Confirmation typically takes a few minutes.
The moment your deposit confirms, your naira balance updates at the live market rate. Hit Withdraw, pick your bank, type the amount. Funds clear into your account in under a minute.
BNB runs on the following networks supported by Monica:
| Network | Confirmation Time | Fee Profile | Best Use Case |
|---|---|---|---|
| BEP-20 (BSC) | ~5 seconds | Very low fees | Best if you're coming from Binance |
| BEP-2 | ~5 seconds | Very low fees | Best if you're coming from Binance |
Always match your sending network to the receiving address. Sending BNB on the wrong network can result in lost funds — Monica's app shows the correct network beside every deposit address.
Recent BNB/NGN price movement. Monica gives you the live market rate at the second of conversion — no spread, no markup.
After your BNB converts to naira on Monica, withdrawal flows through NIBSS instant transfer to every commercial bank, fintech wallet, and microfinance bank in the country.
"The best part isn't the speed. It's that I never have to argue with a vendor about rate again."
"Honestly thought 0% fees was marketing nonsense until I checked the maths on three transactions."
"Switched from Patricia after one too many delayed payouts. Monica converted 0.05 BTC in 47 seconds — I timed it."
"Sent 0.12 USDC to my Monica wallet on a Sunday night. Naira hit my GTBank account before I could finish making tea."
"The best part isn't the speed. It's that I never have to argue with a vendor about rate again."
"Send BNB, get naira. That's the entire flow. After years of P2P, the simplicity is what hits."
Once your BNB transaction confirms on the blockchain — typically 30 seconds to 3 minutes depending on network — naira credits to your Monica balance immediately. Withdrawing to a Nigerian bank takes another 30–60 seconds via NIBSS instant transfer.
There is no minimum deposit on Monica for BNB. Whether you send the equivalent of ₦1,000 or ₦100,000,000, the conversion runs the same way. Just be aware of the network's own minimum (for example, Bitcoin dust limits).
Monica supports BNB on BEP-20 (BSC), BEP-2. Always match the network on the sending wallet to the network shown beside your Monica deposit address. The app double-confirms before you copy.
No. Monica charges 0% on conversion and 0% on bank withdrawals. The naira amount displayed in the calculator is exactly what hits your balance and your bank.
Funds are custodied with audited cold storage partners and the platform aligns with NDPC data protection standards and the SEC's Virtual Asset Service Provider framework. The Kudiwave Technologies entity behind Monica is registered in Nigeria.
Monica pulls live mid-market BNB/USD pricing from major exchanges and applies the live USD/NGN rate. The rate locks the moment your deposit confirms — there is no spread between display and execution.
Yes. Monica withdraws to Opay, Kuda, Moniepoint, Palmpay, GTBank, Zenith, Access, UBA, First Bank, and 30+ other Nigerian banks. Digital banks usually clear in under 10 seconds.
Bridging mistakes are rarely recoverable. Always copy the address directly from the Monica app and confirm the network label. If you sent on a network we support but to a wrong wallet, contact support with the transaction hash within 24 hours.
Yes. KYC is one screen — BVN or NIN plus a selfie. Verification usually completes in under 4 minutes. This is required for SEC-aligned compliance.
Same flow, same speed, same zero fees. Tap any coin to view its dedicated page.
Join 500,000+ Nigerians cashing out BNB the easy way. Live rate, 0% fee, naira in your bank in under a minute.
Download Monica