Live Bitcoin to Nigerian naira conversion. The exact rate Monica uses to settle your deposits.
Per 1 BTC • Updates every 60 seconds
Bitcoin (BTC) is the cryptocurrency ranked #1 globally by market cap. The BTC/NGN rate combines two markets: the global BTC/USD price and the parallel-market USD/NGN rate. Monica's calculator and conversion engine both pull live data from these markets — meaning the rate you see is the rate you'd execute at right now.
For Nigerian users, this matters in two situations: (1) when you're sending BTC from a foreign client and want to know how much naira will land, and (2) when you're cashing out BTC earnings during volatile periods. In both cases, the live rate beats any locked-in quote from a P2P vendor by 1–3%.
| BTC | NGN |
|---|---|
| 0.001 BTC | ₦95,000 |
| 0.01 BTC | ₦950,000 |
| 0.1 BTC | ₦9,500,000 |
| 0.5 BTC | ₦47,500,000 |
| 1 BTC | ₦95,000,000 |
| 5 BTC | ₦475,000,000 |
| 10 BTC | ₦950,000,000 |
| 100 BTC | ₦9,500,000,000 |
Reference values based on current rate. Live rate updates every 60 seconds in the calculator above.
The calculator pulls live USD price from major aggregators (CoinGecko) and applies the current USD/NGN rate. It's the same source Monica uses for actual conversions, so what you see is what you get.
Every 60 seconds. BTC prices can move 1–3% within an hour during volatile periods, so the displayed value reflects near-real-time data.
No. The rate displayed is the rate executed. Most exchanges add a 1–3% spread; Monica charges 0% on the conversion itself.
Yes. There's no minimum or maximum on the calculator. For actual conversion through the Monica app, standard daily limits apply (₦50M for verified accounts).
This calculator shows the live BTC/NGN reference rate. The Monica app uses the same rate at the moment your deposit confirms on-chain — meaning execution rate equals reference rate.
Crypto markets price NGN against USD using parallel-market dynamics, not the CBN official rate. Monica reflects the actual market rate, which is what you can realistically buy or sell at.
Same flow, same speed, same zero fees. Tap any coin to view its dedicated page.
Live rate at the moment of execution. 0% fees. Bank withdrawal in under a minute.
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