Lagos' most trusted Bitcoin to Naira platform. Serving Victoria Island, Lekki, Ikeja, and all Lagos neighborhoods with 5-minute settlement and free bank withdrawals.
Live rate for Lagos users • Updates every 60 seconds
Lagos represents 24% of Nigeria's crypto market. Over 120,000 Lagosians across Victoria Island, Lekki, Ikeja, Yaba, and Ajah trust Monica for Bitcoin to Naira conversion.
Instant free withdrawals to GTBank, Access Bank, First Bank, Zenith, UBA, Kuda, OPay, Moniepoint, and all Nigerian banks. No matter which Lagos bank you use, Monica has you covered.
Whether you're in VI closing deals, in Lekki working from home, or in Ikeja at Computer Village, your Bitcoin converts to Naira within 5 minutes. Fastest settlement time in Lagos.
Monica is SEC compliant, meeting all Nigerian regulatory requirements. Your Bitcoin transactions in Lagos are safe, secure, and fully compliant with local financial regulations.
Our customer support team understands Lagos life - whether it's early morning in Lekki or late night in VI, we're available 24/7 via in-app live chat for all Lagos users.
₦2,000 bonus on your first Bitcoin deposit. Plus ₦1,500 referral bonus for every friend in Lagos you refer who deposits Bitcoin. Lagos is our largest market - we reward loyalty.
Available on iOS and Android, or use the web platform. Takes 3 minutes to set up. Thousands of Lagos residents join Monica every week.
Copy your unique Monica Bitcoin deposit address. Valid for all Lagos users - works whether you're in Victoria Island, Lekki, Ikeja, or anywhere in Lagos.
Send BTC from any wallet (Binance, Coinbase, Trust Wallet, etc.) to your Monica address. $2 flat fee - that's it. No percentage fees eating your money.
Bitcoin auto-converts to Naira within 5 minutes. Withdraw instantly to your Lagos bank account - GTBank in VI, Kuda in Lekki, any bank works. 100% free withdrawals.
Victoria Island and Lekki users: For amounts over ₦5 million, contact our Lagos VIP desk for premium rates and dedicated account managers. We handle large Bitcoin transactions for corporate clients across Lagos daily.
Victoria Island is Lagos' financial hub, home to multinational corporations, banks, and high-net-worth professionals. Monica processes over ₦80 million in Bitcoin to Naira conversions daily from VI alone. Whether you're at Eko Hotel, working in the financial district, or living in the premium residential areas, Monica offers instant Bitcoin selling with same-minute settlement to all Lagos banks.
Lekki is home to Lagos' tech-savvy residents, startups, and young professionals. Over 35,000 Monica users live in Lekki Phase 1, Ajah, and along the Lekki-Epe Expressway. Lekki residents appreciate Monica's zero-fee withdrawals and automatic conversion - perfect for the Lekki lifestyle where time is money. Many Lekki-based freelancers and remote workers use Monica to receive international crypto payments.
Ikeja, especially around Computer Village and Allen Avenue, is Lagos' technology and business center. Computer Village traders increasingly accept Bitcoin for bulk electronics purchases, and Monica is their go-to platform for instant conversion to Naira. Ikeja business owners love Monica's fast settlement - crucial when you need to restock inventory or pay suppliers quickly.
Yaba is Nigeria's Silicon Valley, home to tech startups, developers, and digital entrepreneurs. Over 15,000 Yaba-based tech professionals use Monica for crypto transactions. Yaba startups receiving international investment in Bitcoin can instantly convert to Naira for local operations. Co-working spaces like CcHub have dozens of Monica users working on crypto-related projects daily.
Beyond the Island, mainland Lagos areas like Surulere, Mushin, Apapa, and Festac also benefit from Monica's services. Monica offers the same instant conversion, best rates, and free withdrawals to mainland users. No discrimination based on location - whether you're in Banana Island or Agege, Monica treats all Lagos users equally with world-class service.
Monica supports instant, free withdrawals to all Nigerian banks popular in Lagos. Here's how fast your Naira hits your account after Bitcoin conversion:
| Bank | Lagos Presence | Withdrawal Speed | Fees |
|---|---|---|---|
| GTBank | 200+ Lagos branches | Instant (1-2 minutes) | ₦0 |
| Access Bank | 180+ Lagos branches | Instant (1-2 minutes) | ₦0 |
| First Bank | 250+ Lagos branches | Instant (1-2 minutes) | ₦0 |
| Zenith Bank | 150+ Lagos branches | Instant (1-2 minutes) | ₦0 |
| Kuda Bank | Digital-only (popular in Lekki) | Instant (under 1 minute) | ₦0 |
| OPay | Digital banking (Lagos-wide) | Instant (under 1 minute) | ₦0 |
| All Other Banks | UBA, Fidelity, Sterling, etc. | Instant (1-3 minutes) | ₦0 |
Lagos users particularly love that Monica integrates with both traditional banks (for those who prefer GTBank or Access) and digital banks (for those who prefer Kuda or OPay). No matter your banking preference, Monica has you covered with instant, zero-fee transfers anywhere in Lagos.
Lagos has West Africa's largest and most active cryptocurrency community. With over 500,000 crypto users in Lagos alone, the city represents nearly a quarter of Nigeria's entire crypto market. Monica is proud to serve this vibrant community.
Lagos' tech ecosystem centered in Yaba features spaces like CcHub, Leadpath Nigeria, and Wennovation Hub where crypto discussions happen daily. Monica users at these hubs frequently trade insights, share referral codes, and help new users understand crypto-to-Naira conversion. The Yaba tech community alone has brought over 20,000 users to Monica through organic word-of-mouth.
In Victoria Island's financial district, institutional investors and high-net-worth individuals manage significant Bitcoin portfolios. Monica's VIP desk serves several VI-based investment firms processing ₦50+ million in Bitcoin conversions monthly. These clients value Monica's regulatory compliance, transparent rates, and professional support team that understands the urgency of large trades.
Lekki's growing population of digital entrepreneurs, content creators, and remote workers increasingly transact in cryptocurrency. From Instagram influencers receiving brand payments in USDT to software developers earning Bitcoin from international clients, Lekki residents appreciate Monica's automatic conversion that lets them focus on their work rather than P2P trading.
Follow Monica on Twitter and Instagram for Lagos-specific crypto updates, meetups, and exclusive bonuses. We regularly host Lagos user events in Yaba and Victoria Island where you can network with other crypto enthusiasts and learn advanced trading strategies.
Yes! Monica works everywhere in Lagos - from Victoria Island to Ajah, Ikeja to Ikorodu, Yaba to Surulere. As long as you have internet access and a Nigerian bank account, you can use Monica from anywhere in Lagos. We have users across all 20 Local Government Areas of Lagos State.
From the moment your Bitcoin confirms on the blockchain, Monica converts to Naira within 5 minutes. You can then withdraw to your Lagos bank account instantly - typically under 2 minutes for GTBank, Access, Zenith, First Bank, Kuda, and OPay. Total time from Bitcoin confirmation to Naira in your account: 7-10 minutes maximum.
No physical visit required! Monica is 100% digital. Whether you're in Lekki, VI, or Ikeja, everything happens through the mobile app or website. Account creation, Bitcoin deposits, conversion to Naira, and bank withdrawals - all done remotely. No need to visit any Lagos office or meet anyone in person.
There's no strict minimum, but we recommend selling at least $50 worth of Bitcoin (approximately ₦80,000) to make the $2 deposit fee worthwhile. Many Lagos users sell anywhere from ₦100,000 to ₦10 million at a time. For VI-based corporate clients, we handle transactions over ₦50 million regularly.
Absolutely! There's no limit on how many times you can sell Bitcoin. Many Lagos traders and investors make multiple transactions daily. Some of our active Lagos users complete 10-20 Bitcoin to Naira conversions per day, especially those in Yaba's tech ecosystem or VI's financial district doing arbitrage.
Yes! Monica is digital and works 24/7 - no Lagos traffic can slow us down. Whether you're stuck on Third Mainland Bridge at 8am or on Lekki-Epe Expressway at 6pm, you can sell Bitcoin and get Naira instantly. Our systems never experience Lagos traffic!
While Monica is fully digital with no physical locations, we occasionally host Lagos community meetups in Yaba and Victoria Island. Follow our social media for announcements. These events let Lagos users network, learn crypto strategies, and get exclusive bonuses. Past Lagos meetups have had 200+ attendees.
Yes! Many Computer Village businesses now accept Bitcoin for bulk electronics purchases, then use Monica to convert to Naira instantly. For businesses doing over ₦20 million monthly in Bitcoin volume, contact our Lagos Business desk for dedicated account management, priority settlement, and volume discounts.
From Victoria Island to Lekki, Ikeja to Yaba - Lagos trusts Monica for instant Bitcoin to Naira conversion. SEC-compliant, free withdrawals, 5-minute settlement.
Download Monica for Lagos