Move USDT from Bitget to a Nigerian bank account
Bitget P2P means picking a merchant, waiting for their naira transfer and releasing the USDT by hand. Withdraw the USDT from Bitget to your Monica address instead and the naira is paid into any Nigerian bank on NIBSS within 60 seconds of the network confirming. No buyer, no chat, no release button. Monica never sells crypto; it only turns the USDT you already hold into naira.
Five steps, one screen each
The searches say "sell USDT on Bitget", but the job is getting naira into your bank. Bitget is where the USDT sits; Monica is where it becomes naira. You never type an amount in Monica and there is no sell button: the USDT arrives, the naira goes out.
Copy your Monica USDT address
Open the Monica app, tap USDT, choose the network and copy the deposit address. The address is permanent and belongs to you, so the same one works every time you withdraw from Bitget. Note which network Monica shows next to it; you will need it on the Bitget side.
Open the withdrawal screen in Bitget
In the Bitget app, go to Assets, tap Withdraw and choose USDT. Pick the option that sends to an external address on the blockchain, not the internal transfer to another Bitget user. Paste your Monica address into the address field and check the first four and last four characters against the Monica app.
Choose the same network in both apps
Bitget lists USDT on several networks and asks you to pick one. Select the network Monica showed next to your address. If Monica shows TRC20, choose TRC20 in Bitget. A USDT withdrawal sent on a network Monica does not list for USDT is often unrecoverable, so this is the step to slow down on.
Enter the amount and confirm
Type the amount of USDT. Bitget shows its own withdrawal fee for that network and the amount that will arrive on the same screen. Tap Withdraw and confirm with the email, SMS or authenticator codes your Bitget account uses. Bitget then reviews the request and broadcasts it to the network.
Wait for the network to confirm
Once the network confirms the transfer, Monica converts the USDT at the live rate and pays the naira to your Nigerian bank within 60 seconds of the network confirming. Tron usually confirms within a couple of minutes. There is no amount to type in Monica and no sell button to press.
Before you press withdraw
A Bitget withdrawal cannot be recalled once it is broadcast, so the checks happen before you confirm, not after. Four things to look at on the Bitget withdrawal screen and in the Monica app.
Which network?
Bitget lists USDT on several networks and the withdrawal screen asks you to choose one. Monica shows the networks it accepts for USDT next to the address in the app and on the supported networks page. Choose the same network in both apps; TRC20 is the common choice for USDT and its address begins with the letter T. The wrong network page explains what can and cannot be recovered if the two do not match.
What it costs
Bitget charges its own withdrawal fee, which varies by network and appears on the withdrawal screen next to the amount that will arrive. On the Monica side the fees are 0% conversion fee, 0% bank withdrawal fee, flat $2 deposit fee on Bitcoin only, free deposits on the other six coins. The fees page lists every one of them with no exceptions.
Minimum and verification
The minimum deposit on Monica is $5 worth of crypto, shown in the app. Bitget applies its own minimum withdrawal per network, also shown on its withdrawal screen, so the larger of the two is the figure that matters. Verification on Monica is NIN plus a selfie, done once before your first payout, and it is separate from any verification Bitget asked for when you opened your account.
What 1 USDT becomes
On Bitget P2P every merchant quotes a different naira figure and the one you get depends on the ad you pick. Monica uses one live rate for every customer, set at the moment the network confirms your deposit. The Monica app and the rate calculator show that rate before you withdraw, so you know the naira figure before the USDT leaves Bitget.
Questions people ask
How do I sell USDT from Bitget for naira?
You do not sell it on Bitget. Withdraw the USDT from Bitget to your Monica USDT address on the matching network. When the network confirms, Monica converts it at the live rate and pays the naira into your Nigerian bank within 60 seconds of the network confirming. No P2P merchant, no chat, no release step.
Which network should I use to withdraw USDT from Bitget?
The one shown next to your USDT address in the Monica app. Bitget lists USDT on several networks, so choose the same network in both apps. If Monica shows TRC20, select TRC20 in Bitget. The address format is a quick check: a TRC20 address begins with the letter T. A small test send first costs little.
What are the fees for withdrawals from Bitget?
Bitget charges its own withdrawal fee, which changes by network and is shown on the withdrawal screen before you confirm, next to the amount that will arrive. On the Monica side the fees are 0% conversion fee, 0% bank withdrawal fee and free USDT deposits. Bitcoin deposits carry a flat $2 fee; the other six coins are free.
How long before the naira reaches my bank?
Within 60 seconds of the network confirming the transfer. Bitget first reviews and broadcasts the withdrawal, which can take a few minutes, then the network confirms, then Monica pays out. Any Nigerian bank on NIBSS works, including OPay, Kuda and the traditional banks. The money arrives as a normal bank credit.
How much is 1 USDT in naira on Bitget?
Bitget P2P has no single price. Each merchant sets a figure and the amount you get depends on the ad you pick and how much you are selling. Monica uses one live rate for everyone, shown in the app and on the rate calculator before you send, so you know the naira you will receive before you leave Bitget.
Do I need Bitget P2P at all?
No. P2P on Bitget means listing an ad or taking a merchant's offer, waiting for a naira transfer from their account and releasing the USDT yourself. Withdrawing to Monica skips all of that. The naira comes from Monica's settlement account, not from a stranger, so there is no unknown name on your bank statement.
I hold BTC on Bitget. Do I convert it to USDT first?
You can, but you do not have to. Bitget has a convert feature and a spot market that turn BTC into USDT inside your Bitget account. You can also withdraw the BTC straight to your Monica Bitcoin address. Bitcoin deposits on Monica carry a flat $2 fee, while USDT deposits are free, so compare that with the Bitget withdrawal fee for each coin.
What if I sent on the wrong network?
Email [email protected] with the transaction hash from the Bitget withdrawal history. Recovery is not always possible, which is why the network in Bitget must match the one in Monica. Bitget cannot reverse a withdrawal once it has been broadcast either, so check the network before you tap confirm.
Related pages
Move your Bitget USDT to naira today
Free USDT deposits, 0% conversion fee, 0% bank withdrawal fee. Naira in your bank within 60 seconds of the network confirming.
0% bank withdrawal feeArrives60safter the network confirms