Move crypto from your Remitano wallet to a Nigerian bank account
Remitano is a P2P marketplace, so selling there means matching with a buyer. If you only want the naira in your bank, withdraw the coin from your Remitano wallet to your Monica address instead. Monica converts it when the network confirms and pays any Nigerian bank on NIBSS within 60 seconds of the network confirming. No buyer, no chat, no swap. Monica never sells crypto; it only turns coins you already hold into naira.
Five steps, one screen each
There is no sell button in Monica and you never type an amount. The coin leaves your Remitano wallet, arrives at your Monica address, and the naira goes out to your bank. The same five screens work for BTC, USDT, ETH and BNB, whichever of them you hold in Remitano, and you never open a P2P trade to get there.
Copy your Monica deposit address
Open the Monica app, tap the coin you hold in Remitano, note the network shown next to the address and copy it. Each coin has its own permanent address, so the same one works every time you withdraw.
Open your wallet in Remitano and choose the coin
In the Remitano app, open your wallet, tap the coin you want to move, for example USDT or BTC, and choose Withdraw. You are sending to an external address, not opening a trade.
Paste the address and pick the matching network
Paste your Monica address into the recipient field. Where Remitano asks for a network, choose the same network in both apps. Check the first four and last four characters of the address against the Monica app before you go on.
Enter the amount and confirm
Type the amount and confirm with your Remitano security checks. Any Remitano withdrawal fee and the blockchain network fee appear on that screen before you approve, so the figure arriving at Monica is clear in advance.
Wait for the network to confirm
Monica credits the naira as soon as the network confirms the transfer and pays it to your bank within 60 seconds of the network confirming. Tron and BNB Smart Chain usually confirm within minutes; Bitcoin and Ethereum take longer.
Before you press withdraw
A Remitano wallet holds your coins while you trade on Remitano, and the exchange runs under its own terms. The bank payout on this page happens after the coins leave that wallet and reach Monica. Four things to check first.
Which network?
Bitcoin moves on the Bitcoin network and ETH on Ethereum, so those two need no choice. USDT and BNB exist on more than one network, and Monica lists the ones it accepts for each coin in the app and on the supported networks page. Choose the same network in both apps. The wrong network page explains what can and cannot be recovered if you slip.
What it costs
On the Monica side the fees are 0% conversion fee, 0% bank withdrawal fee, flat $2 deposit fee on Bitcoin only, free deposits on the other six coins. Remitano shows any withdrawal fee of its own, and the blockchain network fee, on the withdrawal screen before you confirm. The fees page lists every Monica fee in one place.
Minimum and verification
The minimum deposit is $5 worth of crypto, shown in the Monica app. Verification on Monica is NIN plus a selfie, done once before your first payout. Remitano runs its own checks for its own wallet; the Monica check covers the naira payout to your bank.
What your Remitano balance becomes
Remitano shows prices inside its own trades, and this page does not quote them. The naira you receive from Monica is set by the live rate at the moment the network confirms your deposit. The Monica app and the rate calculator show that rate before you send, so you know the figure in advance.
Questions people ask
How do I withdraw Bitcoin from Remitano to a Nigerian bank?
Open the Monica app, tap Bitcoin and copy your deposit address. In Remitano, open your wallet, choose BTC, tap Withdraw, paste that address and confirm. Once the Bitcoin network confirms the transfer, Monica converts it at the live rate and pays the naira into your Nigerian bank account within 60 seconds of the network confirming.
Can I send USDT from Remitano to Monica?
Yes. Copy your Monica USDT address, including the network shown next to it, then withdraw USDT from your Remitano wallet to that address on the same network. Monica converts the USDT when the network confirms and pays the naira to your bank. USDT deposits on Monica are free and the conversion fee is 0%.
What fee does Monica charge on the withdrawal?
Nothing on the Monica side for USDT, USDC, ETH, SOL, BNB and TRX: free deposits, 0% conversion fee and 0% bank withdrawal fee. Bitcoin deposits carry a flat $2 fee. Any fee Remitano applies to the withdrawal, plus the blockchain network fee, is shown on the Remitano withdrawal screen before you confirm.
Does Remitano P2P work in Nigeria?
Remitano is a P2P marketplace with escrow that operates in Nigeria, and it runs under its own terms. You do not need a P2P trade to reach naira, though. Withdraw the coin from your Remitano wallet to your Monica address and the naira is paid to your bank with no buyer involved.
How do I swap BTC to naira on Remitano?
Any swap or P2P sale inside Remitano happens in the Remitano app under Remitano's own terms. If what you want is naira in your bank, you can skip the swap: withdraw the BTC to your Monica Bitcoin address and Monica turns it into naira when the Bitcoin network confirms, paying your bank within 60 seconds of that confirmation.
How can I convert my BTC to cash?
Send the BTC from your Remitano wallet to your Monica Bitcoin address. Monica converts it at the live rate once the Bitcoin network confirms and pays the naira to any Nigerian bank on NIBSS, including OPay, Kuda and Moniepoint. From there you can withdraw cash at an ATM or spend it from the bank app as usual.
How much is $1 of BTC or 1 USDT in naira right now?
This page does not publish rate figures because crypto prices move all the time. The naira you receive is set by the live rate at the moment the network confirms your deposit. Open the Monica app or the rate calculator to see the current figure for the exact amount you plan to send before you withdraw from Remitano.
What if I sent on the wrong network?
Email [email protected] with the transaction hash and the coin you sent. Recovery is not always possible, which is why the network you pick in Remitano must match the one shown in Monica. Sending a small test amount first costs little and avoids the problem. Remitano cannot reverse a confirmed transfer either.
Related pages
Move your Remitano crypto to naira today
Free deposits on USDT, ETH, BNB, USDC, SOL and TRX, flat $2 on Bitcoin, 0% conversion fee, 0% bank withdrawal fee. Naira in your bank within 60 seconds of the network confirming.
0% bank withdrawal feeArrives60safter the network confirms