PHED prepaid tokens and postpaid bills — funded by USDT or Bitcoin, delivered in minutes, 24/7.
Every service on this page runs on the same loop: send BTC, USDT or any supported crypto to your Monica address, it converts to naira at the live market rate the moment it confirms on-chain (payout in under 60 seconds after confirmation, 0% platform fees) — and the naira is instantly spendable inside the same app. No withdrawing to a bank first, no second app, no P2P.
Send BTC, USDT (TRC-20/ERC-20/BEP-20/Solana), ETH, SOL, BNB or TRX to your permanent Monica address from any wallet or exchange.
Once your deposit confirms on-chain, it converts at the live market rate — naira credits your balance in under 60 seconds after confirmation, with 0% platform fees.
Choose Port Harcourt Electricity (PHED), enter the meter or account number.
Prepaid token codes arrive in-app; postpaid balances settle directly.
Port Harcourt Electricity (PHED) covers Rivers, Bayelsa, Cross River and Akwa Ibom. On Monica: deposit crypto, it converts to naira at the live market rate (0% fees, under 60 seconds after on-chain confirmation), enter your PHED meter number, and the prepaid token arrives in minutes with the code in-app. Postpaid accounts settle directly. Works at 2am exactly like 2pm — blockchains and Monica's billing rail both run 24/7.
Prepaid meters get instant tokens (typed into your meter like any vendor token). Postpaid customers settle outstanding balances against the account number. Saved billers make repeat purchases two taps.
Yes. Deposit USDT or BTC on Monica, it converts to naira at the live rate (0% fees, under 60 seconds after confirmation), and you buy PHED prepaid tokens or settle postpaid bills in the same app.
Typically within minutes of payment. From USDT in your wallet to a token in your meter: usually under 10 minutes.
No DISCO accepts crypto — Monica bridges it. Your crypto becomes naira first; PHED is paid like any normal transaction.
Yes — any PHED meter number works. Diaspora users keep family lights on this way.
0% conversion, ₦0 service fee — plus your deposit's blockchain network fee (~$1 on TRC-20).
Failed purchases auto-reverse and 24/7 support can re-query the DISCO; token delays are usually DISCO-side and resolve within the hour.
Convert at the live rate, then spend without leaving Monica. 0% conversion fees, 500,000+ Nigerians.
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