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Crypto in. Naira out. Nothing in between.

Free on iOS and Android. Scan the code, or tap your store.

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★ 4.5 on Google Play from 13,000+ reviews · 700,000+ users

onica

Nigeria’s crypto to naira off ramp. Send BTC, USDT, ETH and more. The naira is in your bank within 60 seconds of the network confirming. 0% conversion fee.

Monica is a crypto off ramp. It is not an exchange and it is not a bank. Naira accounts, transfers and payouts are provided by banking partners licensed by the CBN. Crypto deposits and conversion are handled by licensed crypto exchanges. Crypto prices move all the time, so the naira you receive is set by the live rate at the moment the network confirms your deposit. Nothing on this site is investment, legal or tax advice. Only send crypto you own, and only to the address shown in your own Monica app.

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Scan with your phone camera.

Point your camera at the code and tap the link that pops up. It takes you to the right store for your phone.

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Free on iOS and Android

monica.cash/app