₦50MCreator Challenge Enter the challenge
Season 1 opens 16 November

₦50 million. Three seasons. Your creative moment.

Three seasons, three creative worlds and one chance to show what you can make. Whether you're a filmmaker, writer, designer, musician, comedian, photographer, animator, digital artist or work in any other creative discipline, there's a place for you here. If you have an idea, a talent or a creative expression to share, we want to see it.

Free to enterUp to two entries per seasonNo crypto knowledge needed

₦50M Free to enter Opens 16 Nov

Every discipline is welcome:

  • Film
  • Music
  • Design
  • Writing
  • Photography
  • Comedy
  • Animation

Creativity meets money.

Monica is inviting creators across every discipline to interpret money, payments and the Monica experience through original work.

You do not have to be a crypto expert. You just need an idea worth bringing to life.

The challenge runs as three independent seasons. Each has its own theme, creative brief, product focus, entry requirements and prize pool. Enter any season you like; you never have to finish one season to enter another.

Three creative worlds. One challenge.

3 seasons

Each season is its own competition with its own brief, formats and prize breakdown. Seasons 2 and 3 open later and their details are being finalised.

Season 1Opens 16 Nov
Storytelling led

The Art of the Unexpected

Create original work inspired by money, payments and the Monica experience. Surprise us with your imagination.

Entries open 16 November 2026

Prize pool₦15M
Explore Season 1
Season 2Coming soon

Money in Motion

Season details revealed soon.

Prize pool₦15M
Preview the season

Creators of every discipline.

Whatever you make, there is room for your work here. You do not need to be a crypto or Web3 creator.

Film and video

Short films, skits, documentaries and music videos.

Music and audio

Songs, beats, podcasts and sound pieces.

Writing

Stories, poems, essays and threads.

Design and art

Posters, illustration, animation and digital art.

Photography

Photo stories and series, shot on any camera.

Comedy and performance

Skits, stand up and performance pieces.

Other creative formats

Got something different? We welcome original ideas and creative expressions beyond the categories listed.

Other creative formats and disciplines are welcome too. Content creators, influencers, teams and multidisciplinary creatives can participate, subject to the eligibility rules.

Seven steps from idea to prize.

The full guide, including what to prepare at each stage, is on the How to Enter page.

  1. Choose a seasonEvery season stands alone. Start with the one whose theme excites you.
  2. Read the creative briefEach season page explains the theme, Monica feature to interpret, accepted formats and entry requirements.
  3. Create and publish your original entryCreate something original for the challenge and publish it on your own channel. Copy the link to your published work. You can also upload a preview image when submitting your entry.
  4. Register and submitCreate one creator account and submit your entry through your dashboard. You can save your submission as a draft before submitting.
  5. The team reviews your entryWe check that your entry meets the requirements. Approved entries receive a public page in the gallery.
  6. The judges assess your workOur judging panel scores entries against the published criteria, not follower counts.
  7. Winners are announcedPrizes are paid in naira to the eligible Monica account linked to your Monica ID.

₦50 million in total rewards.

Each season publishes its own prize breakdown. Every prize is paid in naira to the Monica account linked to your Monica ID.

Prize ledgerPaid in naira
The Art of the UnexpectedSeason 1, entries open 16 Nov ₦15,000,000
Includes Season 1 referral rewards₦2,500,000
Money in MotionSeason 2, opens later ₦15,000,000
The Monica Creative PlaygroundSeason 3, opens later ₦20,000,000
Total rewards₦50,000,000
113 creators registered0 entries in the gallery
Paid in naira

Earn ₦1,000 for every creator you bring into Season 1.

A referral counts once the creator you invited has a Season 1 entry approved. You can earn from up to 50 referrals (₦50,000). Referral rewards are paid on a first qualified, first rewarded basis until the ₦2,500,000 referral pool is exhausted. Referral rewards come from the Season 1 prize pool and have no influence on the judges' decisions.

₦2,500,000 still available0 paid so far

Let your creativity do the talking.

Follower count, likes and views do not decide the winners. The judging panel does.

  • Creativity and originalityAn idea we have not seen before, made for this challenge.
  • Quality of executionHow well the piece is made in its own format.
  • Storytelling and communicationHow clearly the work lands with the people who see it.
  • RelevanceHow well it speaks to the season's theme and the Monica feature.

The final scoring framework and judging process are published in the competition rules.

Before you enter.

Answers are updated as the final rules are approved. Still stuck? Write to [email protected].

Who can participate?

Creators of every kind: filmmakers, writers, designers, photographers, musicians, comedians, animators and digital artists. The competition is open to individuals and teams, subject to the final eligibility rules. You must be 18 or older.

Do I need to be a Monica user?

You need a Monica account so that prizes and Season 1 referral rewards can be paid to you; that is what your Monica ID on the registration form is for. The app is free.

Do I need to be a crypto or Web3 creator?

No. You just need an idea worth bringing to life. The brief explains the Monica feature each season focuses on, and you interpret it in your own creative language.

Can I participate in more than one season?

Yes. The three seasons are independent competitions. You can enter any season without entering another one first, from the same account.

Can I submit more than one entry?

You can submit up to two entries per season. Each entry is judged on its own.

Can I participate as a team?

Yes, subject to the final eligibility rules. Name your team members on the submission form; one person submits on behalf of the team and receives any prize.

What creative formats are accepted?

Each season lists its accepted formats on its page. Season 1 accepts film, short video, photography, writing, design, illustration, animation, music, audio, comedy, performance and mixed media.

How do I submit my entry?

Register, open your dashboard, choose a season and complete the submission form with a link to your published work. You can also upload a preview image to accompany your submission. Review your details, agree to the competition rules and submit your entry. Once submitted, entries cannot be edited.

Can I use AI tools to create my entry?

Yes. You can use AI tools to assist with your creative process, but low effort AI generated content, or AI slop, will not be accepted. Your entry must demonstrate genuine creativity, originality and meaningful creative input.

Can I submit work I created before the challenge?

No. Entries must be original work created specifically for the challenge during the applicable submission period.

Can I submit the same work across multiple seasons?

No. Each season requires a distinct, original entry created specifically for that season's brief. You cannot submit the same work across the three seasons.

Can I use copyrighted music, images or other people's work?

You must own or have the necessary rights and permissions to use all materials in your entry. Submissions that infringe another person's intellectual property rights may be disqualified.

What happens if my entry is rejected?

Entries that do not meet the published eligibility and submission requirements will not be approved for the gallery or considered for judging. While the season is still open, you can take a rejected entry down from your dashboard, correct it and submit it again.

How will I know if my entry has been approved?

You will receive a notification by email and in your dashboard when your entry has been reviewed. Approved entries will also appear in the public gallery.

Can I withdraw my entry after submitting it?

Once submitted, your entry cannot be edited. If you need to withdraw it, contact the Monica team through the official support channel, [email protected].

What happens if the referral reward pool runs out?

Referral rewards are paid on a first qualified, first rewarded basis until the ₦2,500,000 allocation is exhausted. Once the pool runs out, no further referral rewards will be paid, even if additional creators are referred.

How will winners be selected?

A judging panel scores entries against the published criteria: creativity and originality, quality of execution, storytelling and communication, and relevance to the season theme and Monica feature. Views, likes and follower counts do not decide the winners.

When will winners be announced?

Each season page shows its dates, including the announcement date once it is confirmed.

How will prizes be paid?

Prizes are paid in naira to the Monica account linked to the Monica ID you registered with. Full payment details will be published with the final competition rules.

Your idea could be worth millions.

Your creativity deserves a bigger stage. Whether you're a filmmaker, writer, designer, musician, comedian, photographer, animator or digital artist, there's a place for you in the Monica Creator Challenge. Three independent seasons. ₦50 million in total rewards. Endless ways to create.

Get the app

Scan with your phone camera.

Point your camera at the code and tap the link that pops up. It takes you to the right store for your phone.

Free on iOS and Android

monica.cash/app