Updated every 60 seconds • Today, 14 July 2026 • Live open-market NGN rates for every major coin
| Coin | Live NGN rate | Cash out |
|---|---|---|
| Bitcoin (BTC) | ₦85,695,657 | Sell BTC |
| Tether (USDT) | ₦1,378 | Sell USDT |
| Ethereum (ETH) | ₦2,440,099 | Sell ETH |
| Solana (SOL) | ₦103,019 | Sell SOL |
| BNB (BNB) | ₦780,816 | Sell BNB |
| Tron (TRX) | ₦447 | Sell TRX |
| USD Coin (USDC) | ₦1,378 | Sell USDC |
Live widgets refresh every 60 seconds. Baked reference figures from build time.
The number that matters is naira-received per coin after fees and spread. Here's how the major Nigerian routes structure their cost — check each platform's current schedule before large conversions.
| Platform | Fee structure | Rate basis | Payout speed |
|---|---|---|---|
| Monica.cash | 0% platform, 0% withdrawal | Live open-market rate, shown pre-conversion | Under 60s after on-chain confirmation |
| Quidax | Exchange fee schedule | Order-book price | Minutes (order + withdrawal) |
| Busha | Exchange fee schedule | Quoted price with margin | Minutes |
| Roqqu | Fees on trade + withdrawal | Quoted price | Minutes to hours |
| Breet | 1%–1.5% exchange fee | Platform-set rate | Minutes after confirmation |
| Binance → local off-ramp | Withdrawal fee + off-ramp terms | Depends on the naira leg chosen | Depends on route |
Live reference rates: 1 BTC ≈ ₦85,695,657, 1 USDT ≈ ₦1,378. The table above refreshes every 60 seconds from live market data.
Fees and spreads. Some platforms charge a visible percentage (Breet charges a 1%–1.5% exchange fee per conversion); others build a margin into the displayed rate. Monica shows the live open-market rate and charges 0% — the displayed rate is the payout rate.
Compare naira-received per coin, not advertised rates. With 0% fees on Monica, the live market rate is what lands in your bank. Quidax and Busha run standard exchange fee schedules; Breet takes 1%–1.5% on the exchange itself.
Continuously — crypto trades 24/7. This page's live widgets refresh every 60 seconds; baked figures are rebuilt regularly.
Crypto/NGN pairs price at the open-market rate — where the naira actually trades. Since the 2023 FX reforms the official window sits within a few percent of it.
What you see at conversion is what your bank receives. That's the whole model.
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