Compare Monica.cash's 0% fees and sub-60-second payouts (after on-chain confirmation) and make your own call.
| Feature | Monica.cash | Luno |
|---|---|---|
| Transaction Fee | 0% | Published schedule: instant + maker/taker |
| Typical Payout Speed | Under 60 seconds | Bank processing windows |
| Supported Coins | 7 (BTC, ETH, SOL, TRX, BNB, USDT, USDC) | BTC, ETH, USDT, USDC, XRP, SOL+ |
| Bank Coverage | All NIBSS-connected banks (40+) | Nigerian banks |
"I run a small business and move money through here weekly. Zero failed payouts so far."
"Switched to Monica and the money just enters, no story."
"Switched to Monica and never looked back. Fast, and the 0% fee is real I checked the maths."
"Cashed out the day naira was falling and locked a solid rate while P2P people were still queuing."