Safety has multiple layers on Monica: (1) Custodial security majority of crypto in institutional-grade operations with multi-sig hot wallet operational liquidity. (2) Account security biometric authentication, device binding, anomaly detection. (3) Regulatory compliance SEC VASP framework alignment, AML monitoring, KYC. (4) Track record three years of operation, 500K+ users, ₦400B+ processed without platform-side compromise. (5) Public coverage Nairametrics three-year market presence feature confirms scale and longevity.
Yes. Monica.cash is operated by Monica Technologies Limited, a Nigerian-registered fintech with institutional-grade operations custody, NDPA-aligned data protection, and SEC VASP framework alignment.
In the Monica.cash app download from Google Play or App Store, complete KYC, get started.
0% on Monica for all conversions and bank withdrawals. Only onchain network fees apply, paid to validators (not Monica).
Sub-60 seconds typical for the Monica side (conversion + bank withdrawal). Onchain confirmation timing varies by coin and network.
0% fees. Under 60s payouts. 500K+ users. Built for Nigerian crypto reality.
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