Card funding is available on some Nigerian crypto platforms but the bank-transfer route via NIBSS is usually faster (under 30 seconds) and avoids the card processing fee that some platforms pass through. For most Nigerian users, NIBSS bank transfer is the optimal funding method.
Yes, on platforms that support card funding. On Monica, the more common funding path is bank transfer (instant via NIBSS) typically faster than card processing.
In the Monica.cash app download from Google Play or App Store, complete KYC, get started.
0% on Monica for all conversions and bank withdrawals. Only onchain network fees apply, paid to validators (not Monica).
Sub-60 seconds typical for the Monica side (conversion + bank withdrawal). Onchain confirmation timing varies by coin and network.
0% conversion fee. Naira within 60s of confirmations. 700K+ users. Built for Nigerian crypto reality.
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