The decision between Monica.cash and Binance P2P usually comes down to one or two factors. Here's how to think about it.
| Feature | Monica.cash | Binance P2P |
|---|---|---|
| Transaction Fee | 0% | NGN pairs delisted March 2024 |
| Typical Payout Speed | Under 60 seconds | NGN market discontinued |
| Supported Coins | 7 (BTC, ETH, SOL, TRX, BNB, USDT, USDC) | All majors (exchange side) |
| Bank Coverage | All NIBSS-connected banks (40+) | NGN P2P discontinued (Mar 2024) |
"The rate is the rate. After years of P2P arguments, that peace of mind is everything."
"Tested with a tiny amount because I no dey trust crypto apps. It paid out before I finished doubting it."
"Was sceptical at first sha. Did a small test, naira landed instant. I dey use am every week now."
"Money no dey delay. That is all I want from a crypto app, and Monica delivers."