Send BTC to your Monica wallet, receive naira to your Eyowo account in 10–30 seconds. The fastest BTC-to-Eyowo flow in Nigeria.
Direct payout to Eyowo • 10–30 seconds typical clearing
Eyowo's mobile-money platform clears Monica payouts via NIBSS reliably. The flow on Monica is the same regardless of bank what differs is the timing on the bank side. Eyowo sits in the digital bank category, with typical clearing of 10–30 seconds for NIBSS instant transfers.
Open Monica, go to Bank Accounts, choose Eyowo, enter your account number. Auto-verified in seconds.
From your external wallet, send BTC to your permanent Monica deposit address. Use the network shown beside the address.
Once onchain confirmation lands, naira credits to your Monica balance at the live mid-market rate. 0% fee.
Tap Withdraw, choose your saved Eyowo account, type the amount. NIBSS clears in 10–30 seconds.
Monica auto-verifies the account name when you add a Eyowo account. If the name doesn't match, the system blocks the save preventing payouts to wrong accounts before they happen.
If a NIBSS transfer takes longer than 10–30 seconds, the funds are guaranteed by the rail itself. Worst case: the amount reverses to your Monica balance within 24 hours and you can re-attempt.
If Eyowo restricts your account independently (PND, BVN issue, AML flag), the payout reverses cleanly to your Monica balance. You then withdraw to a different bank.
Failed bank transfers are reversed to your Monica balance automatically. No support tickets needed for the standard failure modes.
"Fast and legit. Sent SOL, the money entered my Opay before I could lock my phone."
"Tested with a tiny amount because I no dey trust crypto apps. It paid out before I finished doubting it."
"The rate is the rate. After years of P2P arguments, that peace of mind is everything."
"After the Binance naira ban I didn't know where to turn. Monica saved me no more P2P stress."
10–30 seconds typical clearing. Eyowo's mobile-money platform clears Monica payouts via NIBSS reliably.
No. Monica charges 0% on all bank withdrawals including Eyowo. The amount you see in the withdrawal screen is the amount that hits your Eyowo account.
₦5,000,000/day default. Higher limits available for verified business accounts common for traders moving large USDT volumes for supplier payments.
Yes. Eyowo processes NIBSS instant transfers 24/7 including weekends and public holidays. Sunday-night Monica withdrawals to Eyowo clear at the same speed as weekday withdrawals.
Yes. Both account types are supported. Business accounts at Eyowo can request higher daily limits via Monica support.
That's a Eyowo matter, not a Monica one. If a withdrawal fails because your bank account is restricted, the naira returns to your Monica balance and you can withdraw to a different bank.
Open the Monica app, go to Settings → Bank Accounts, tap Add Account, choose Eyowo from the list, enter your account number. The system auto-verifies your account name. Save and use for future withdrawals.
Yes Eyowo's mobile-money platform clears Monica payouts via NIBSS reliably.
Monica works with every NIBSS-connected bank in Nigeria every commercial bank, every digital bank, every microfinance bank. Tap any bank below for its dedicated payout page.
Add your Eyowo account, deposit crypto, withdraw naira in 10–30 seconds.
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