Considering a Roqqu alternative? Here is what Monica.cash offers Nigerian users.
Monica.cash charges 0% on conversion and 0% on bank withdrawal. Roqqu uses trading spreads plus published deposit and withdrawal charges. Run both numbers for your amounts.
Monica.cash payouts typically clear in under 60 seconds after on-chain confirmation. Roqqu processes withdrawals through its queue, so timing varies.
500,000+ active Nigerian users with ₦500B+ processed. The track record is independently verifiable through public coverage in Nairametrics and other Nigerian financial press.
| Feature | Monica.cash | Roqqu |
|---|---|---|
| Transaction Fee | 0% | Spread + published withdrawal charges |
| Typical Payout Speed | Under 60 seconds | Varies with processing queue |
| Supported Coins | 7 (BTC, ETH, SOL, TRX, BNB, USDT, USDC) | Majors + wide altcoin list |
| Bank Coverage | All NIBSS-connected banks (40+) | Nigerian banks (NIBSS rails) |
"Money no dey delay. That is all I want from a crypto app, and Monica delivers."
"Support actually replied on WhatsApp and sorted my issue the same day. Rare these days."
"E dey work die. Palmpay alert enters sharp sharp every single time."
"The rate is the rate. After years of P2P arguments, that peace of mind is everything."
Reasons vary by user; the common considerations are fees, payout speed and supported assets. Roqqu uses trading spreads plus published deposit and withdrawal charges, while Monica.cash charges 0% with payouts typically under 60 seconds after confirmation.
Free in the sense of 0% transaction fees, yes. The app itself is free to download and use. Network fees on the underlying blockchain still apply (those go to miners, not Monica).
Yes. Withdraw from Roqqu to your Monica deposit address (same network on both ends), and the conversion runs automatically once the deposit confirms.
Monica is a one-way off-ramp and does not custody user crypto. Monica's treasury, KYC data handling and operating standards are NDPA-aligned and SEC VASP-framework aligned. Roqqu publishes its own security practices — compare both before moving size.
Monica.cash supports 7 coins (BTC, ETH, SOL, TRX, BNB, USDT, USDC). Roqqu lists a wide altcoin selection beyond the majors. Compare both lists for your specific assets.
0% fees. Under 60s payouts. 500K+ users can't all be wrong.
Download Monica