Monica.cash Bill Payment 2026

In the Monica.cash app download from Google Play or App Store, complete KYC, get started.

0% on Monica for all conversions and bank withdrawals. Only onchain network fees apply, paid to validators (not Monica).

Sub-60 seconds typical for the Monica side (conversion + bank withdrawal). Onchain confirmation timing varies by coin and network.

Short answer: Pay electricity (all DISCOs), DSTV, GOtv, Startimes, internet (Smile, Spectranet), water from crypto or naira balance.

4.7★ on Play Store 4.6★ on App Store SEC-aligned compliance 500,000+ users Under 60s payouts

500K+Active Users

₦400B+Volume Processed

0%Transaction Fees

4.7★Play Store Rating

<60sTypical Payout

Common Follow-Ups

Pay electricity (all DISCOs), DSTV, GOtv, Startimes, internet (Smile, Spectranet), water from crypto or naira balance.

In the Monica.cash app download from Google Play or App Store, complete KYC, get started.

0% on Monica for all conversions and bank withdrawals. Only onchain network fees apply, paid to validators (not Monica).

Sub-60 seconds typical for the Monica side (conversion + bank withdrawal). Onchain confirmation timing varies by coin and network.