The setup call is the whole investment: install the app on their phone, walk through verification, share the address to your own WhatsApp, send a $10 test, and show them the two-tap conversion. From then on your monthly routine is exchange → withdraw → saved address, and theirs is alert → tap → bank. For parents who prefer zero involvement, many senders keep the Monica account on their own phone and simply withdraw to the parents' bank account each month.
Set your parents up with Monica once (BVN/NIN verification, ~4 minutes — do it together on a call), save their USDT address on your exchange, and monthly support becomes a two-minute task costing ~$1 instead of 4–8%.
A verified Monica.cash account — BVN or NIN plus a selfie, about 4 minutes — and any Nigerian bank account for the naira.
About $1 in network fees on TRC-20. Monica charges 0% to receive, convert, and withdraw.
Seconds to a few minutes for on-chain confirmation, then under 60 seconds from conversion to bank alert — 24/7, weekends included.
0% fees on the Nigeria side. Live market rate. Every Nigerian bank.
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