Your Monica USDT address is permanent and reusable, share it once with family, clients, or an employer abroad and every future transfer lands automatically with a push notification. You choose when to convert: immediately, or hold USDT as dollar savings and convert in tranches. Conversion is 0% fee at the live market rate, and withdrawal reaches all on NIBSS Nigerian banks.
Verify on Monica.cash (NIN + selfie, ~4 minutes), open the USDT wallet, and share your permanent deposit address with the sender. When USDT arrives, convert at the live rate, naira reaches your bank within 60 seconds of the network confirming.
A verified Monica.cash account, your NIN plus a selfie, about 4 minutes, and any Nigerian bank account for the naira.
About $1 in network fees on TRC-20. Monica charges 0% to receive, convert, and withdraw.
Seconds to a few minutes for the network to confirm, then under 60 seconds from conversion to bank alert, 24/7, weekends included.
0% conversion fee on the Nigeria side. Live market rate. Every Nigerian bank.
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