Your Monica USDT address is permanent and reusable — share it once with family, clients, or an employer abroad and every future transfer lands automatically with a push notification. You choose when to convert: immediately, or hold USDT as dollar savings and convert in tranches. Conversion is 0% fee at the live market rate, and withdrawal reaches all NIBSS-connected Nigerian banks.
Verify on Monica.cash (BVN/NIN + selfie, ~4 minutes), open the USDT wallet, and share your permanent deposit address with the sender. When USDT arrives, convert at the live rate — naira reaches your bank in under 60 seconds.
A verified Monica.cash account — BVN or NIN plus a selfie, about 4 minutes — and any Nigerian bank account for the naira.
About $1 in network fees on TRC-20. Monica charges 0% to receive, convert, and withdraw.
Seconds to a few minutes for on-chain confirmation, then under 60 seconds from conversion to bank alert — 24/7, weekends included.
0% fees on the Nigeria side. Live market rate. Every Nigerian bank.
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