Guide

How to Move from Luno to Monica.cash

Luno was the OG. Monica is the modern alternative. Switching is straightforward.

Standard withdrawal.

MK
Monica Knowledge TeamLast updated: 14 July 2026 • 5 min read
Start with Monica

1From Luno

Withdraw crypto. Network match to Monica address.

2Cash out on Monica

0% fee, within 60s of confirmation payout.

Questions people ask

Why?

Luno combines instant buy/sell pricing with maker/taker exchange fees on a published schedule; Monica charges 0% on conversion and withdrawal.

Apply this with Monica.cash

0% conversion fee, within 60s of confirmation payouts, 7 coins, all banks. Built for the Nigerian use cases this guide covers.

Get the app

Scan with your phone camera.

Point your camera at the code and tap the link that pops up. It takes you to the right store for your phone.

Free on iOS and Android

monica.cash/app