1In Binance
Wallet → Spot → Withdraw. Choose coin (e.g., USDT). Choose network (TRC20 cheapest).
2Paste Monica address
From Monica app, copy your USDT TRC20 address. Paste into Binance.
3Confirm
Binance withdrawal SMS/2FA. Submit.
4Wait for confirmation
TRC20 typically <30 seconds. Monica credits naira.
5Withdraw to bank
Standard Monica flow.
Questions people ask
Network for USDT?
TRC20 cheapest and quick.
Timing?
TRC20 deposits typically confirm in under a minute; Monica's conversion and bank payout take under 60 seconds after the network confirms.
Fees?
Binance charges its published network withdrawal fee when you send crypto out; Monica charges 0% on conversion and bank payout.
Apply this with Monica.cash
0% conversion fee, within 60s of confirmation payouts, 7 coins, all banks. Built for the Nigerian use cases this guide covers.