For nigerian inheriting crypto holdings the cleanest crypto to naira route in Nigeria.
Inherited crypto needs to be converted to naira for distribution among heirs or other purposes.
As crypto holdings mature, inheritance use cases emerge. Need clean, well-documented cashout for legal purposes.
Verified KYC + high-limit account suits inheritance scenarios. Monica's transaction records can support legal documentation.
Choose All major. (most common for this use case). Copy the permanent address and save it.
Share your Monica address with the sender (client, employer, sponsor, family). Crypto deposits typically confirm in 30s to 3 minutes.
Once confirmed, naira credits to your Monica balance at live rate. Withdraw to your bank Opay, Kuda, GTBank, Zenith, all banks supported.
"I send to my mum's Access Bank account every month. Seconds now, instead of begging aboki for a rate."
"Good app overall. I wish they added even more coins, but the payout speed makes up for it."
"Cashed out the day naira was falling and locked a solid rate while P2P people were still queuing."
"Fast and legit. Sent USDC, the money entered my UBA before I could lock my phone."
Verified KYC + high-limit account suits inheritance scenarios. Monica's transaction records can support legal documentation. The same flow that works for any Monica user deposit crypto to a permanent address, naira credits at the live rate, withdraw to your Nigerian bank in seconds.
All major.. All major networks supported. The most common choice for this persona is All major..
Highly variable. Monica handles all of these verified accounts have ₦50M/24h default limits with higher available on request.
Sub-60 seconds typical. Digital banks (Opay, Kuda, Moniepoint) clear in 5–10 seconds; tier 1 commercial banks (GTBank, Zenith, Access) clear in 30–60 seconds via NIBSS.
No. 0% fees apply universally on Monica. Only onchain network fees (paid to validators/miners) apply, and those exist on any platform.
Monica is Nigerian-focused the conversion is to naira, the bank withdrawal is to Nigerian banks. The crypto deposit can come from anywhere globally.
Yes. Following the CBN's December 2023 reversal of the 2021 banking restriction and the SEC's VASP framework, crypto to naira conversion is legal across Nigeria.
In-app live support is 24/7 with average two-minute response. Common questions for this use case are well-handled.
0% fees, under 60s payouts, all Nigerian banks. Built for the situations Nigerians actually face.
Download Monica