The KYC stack: BVN (or NIN) + liveness selfie. That's it for standard tier. Higher tiers (business accounts, very high daily limits) request additional documents (proof of address, business registration, etc.) but standard retail use is BVN + selfie only.
Yes. BVN + selfie satisfies the standard KYC tier on Monica. NIN works as alternative. No additional documents required for typical retail amounts.
In the Monica.cash app download from Google Play or App Store, complete KYC, get started.
0% on Monica for all conversions and bank withdrawals. Only onchain network fees apply, paid to validators (not Monica).
Sub-60 seconds typical for the Monica side (conversion + bank withdrawal). Onchain confirmation timing varies by coin and network.
0% fees. Under 60s payouts. 500K+ users. Built for Nigerian crypto reality.
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