Compare
Better Than Yellow Card
Compare Monica.cash's 0% conversion fee and under 60 second payouts (after the network confirms) and make your own call.
Y
Where you areYellow CardFees, speed and payout rails as published or shown in the app
Where you are goingMonicaSend to your address, naira in your bank within 60 seconds of the network confirming
0% conversion fee0% bank withdrawal feeEvery Nigerian bank on NIBSS
Disclosure: This comparison is published by Monica.cash, operator of the Monica app, we benefit commercially when you choose Monica. Competitor figures come from public pricing pages, published terms and app-store listings, last checked July 2026. Spot an error? Email [email protected] and we'll correct it.
Side by side
The Numbers
Monica.cash
Feature
Yellow Card
✓ 0%
Transaction Fee
Spread; varies by country/product
✓ Under 60 seconds
Typical Payout Speed
Varies by market
7 (BTC, ETH, SOL, TRX, BNB, USDT, USDC)
Supported Coins
BTC, USDT, USDC
All banks on NIBSS
Bank Coverage
Bank/wallet payout by market
Decide for yourself
Make your own call
Try Monica.cash on a small BTC amount and compare.
A fair testSend $5 of crypto first.The minimum deposit is $5 worth of crypto. Watch the naira land, check the rate against the app you use now, then decide.