Compare
Better Than Binance P2P
Compare Monica.cash's 0% conversion fee and under 60 second payouts (after the network confirms) and make your own call.
B
Where you areBinance P2PFees, speed and payout rails as published or shown in the app
Where you are goingMonicaSend to your address, naira in your bank within 60 seconds of the network confirming
0% conversion fee0% bank withdrawal feeEvery Nigerian bank on NIBSS
Disclosure: This comparison is published by Monica.cash, operator of the Monica app, we benefit commercially when you choose Monica. Competitor figures come from public pricing pages, published terms and app-store listings, last checked July 2026. Spot an error? Email [email protected] and we'll correct it.
Side by side
The Numbers
Monica.cash
Feature
Binance P2P
✓ 0%
Transaction Fee
NGN pairs delisted March 2024
✓ Under 60 seconds
Typical Payout Speed
NGN market discontinued
7 (BTC, ETH, SOL, TRX, BNB, USDT, USDC)
Supported Coins
All majors (exchange side)
All banks on NIBSS
Bank Coverage
NGN P2P discontinued (Mar 2024)
Decide for yourself
Make your own call
Try Monica.cash on a small All major amount and compare.
A fair testSend $5 of crypto first.The minimum deposit is $5 worth of crypto. Watch the naira land, check the rate against the app you use now, then decide.