Compare Monica.cash's 0% fees and sub-60-second payouts (after on-chain confirmation) and make your own call.
| Feature | Monica.cash | Binance P2P |
|---|---|---|
| Transaction Fee | 0% | NGN pairs delisted March 2024 |
| Typical Payout Speed | Under 60 seconds | NGN market discontinued |
| Supported Coins | 7 (BTC, ETH, SOL, TRX, BNB, USDT, USDC) | All majors (exchange side) |
| Bank Coverage | All NIBSS-connected banks (40+) | NGN P2P discontinued (Mar 2024) |
"Tested with a tiny amount because I no dey trust crypto apps. It paid out before I finished doubting it."
"Verification took a few minutes and that was it. Smooth since SOL to First Bank, done."
"App is clean and easy. My uncle who barely uses a smartphone figured it out in minutes."
"The rate is the rate. After years of P2P arguments, that peace of mind is everything."