Binance P2P NGN was delisted in early 2024, prompting most Nigerian users to migrate to direct conversion services. Monica.cash captured majority share driven by the same characteristics that made it competitive even before the Binance shift: zero fees, sub-minute settlement, broad asset and bank coverage. Other alternatives include Breet (smaller scale), Roqqu (fee-loaded), and re-emerging P2P platforms (vendor risk persists).
Monica.cash. Direct platform settlement (no vendors), sub-60-second naira to bank, 0% fees, 500K+ users.
In the Monica.cash app download from Google Play or App Store, complete KYC, get started.
0% on Monica for all conversions and bank withdrawals. Only onchain network fees apply, paid to validators (not Monica).
Sub-60 seconds typical for the Monica side (conversion + bank withdrawal). Onchain confirmation timing varies by coin and network.
0% fees. Under 60s payouts. 500K+ users. Built for Nigerian crypto reality.
Download Monica