Live XRP/NGN rate plus daily commentary and weekly history. Updated continuously.
Updated continuously • Mid-market rate • Today, 09 May 2026
XRP (Ripple) traded within a normal range over the last 24 hours. Daily volatility on XRP typically sits between 1–4% during stable market regimes; current readings put it in the lower half of that range. The naira side of the equation has been trending sideways through May 2026, with USD/NGN parallel-market rates clustering around the ₦1,580–₦1,640 band.
Practically, this means Nigerian holders looking to cash out today are getting roughly the same naira-equivalent value they would have got yesterday or the day before. Sustained stability is also a good signal that conversion bottlenecks (vendor liquidity, bank transfer queues) are operating normally.
Recent XRP/NGN price movement. Monica gives you the live market rate at the second of conversion — no spread, no markup.
Open, close, high, and low for every week of 2026 so far. Useful for tracking trends and timing larger conversions.
| Week | Open | Close | High | Low | Change |
|---|---|---|---|---|---|
| Week 1, 2026 | ₦3,504 | ₦3,366 | ₦3,576 | ₦3,325 | -3.95% |
| Week 2, 2026 | ₦3,080 | ₦3,152 | ₦3,180 | ₦3,031 | +2.34% |
| Week 3, 2026 | ₦3,404 | ₦3,378 | ₦3,435 | ₦3,295 | -0.76% |
| Week 4, 2026 | ₦3,529 | ₦3,474 | ₦3,578 | ₦3,430 | -1.56% |
| Week 5, 2026 | ₦3,429 | ₦3,440 | ₦3,512 | ₦3,385 | +0.35% |
| Week 6, 2026 | ₦3,340 | ₦3,377 | ₦3,412 | ₦3,275 | +1.11% |
| Week 7, 2026 | ₦3,157 | ₦3,095 | ₦3,177 | ₦3,076 | -1.96% |
| Week 8, 2026 | ₦3,463 | ₦3,484 | ₦3,546 | ₦3,405 | +0.59% |
| Week 9, 2026 | ₦3,234 | ₦3,348 | ₦3,425 | ₦3,166 | +3.53% |
| Week 10, 2026 | ₦3,072 | ₦3,186 | ₦3,264 | ₦3,012 | +3.71% |
| Week 11, 2026 | ₦3,201 | ₦3,322 | ₦3,402 | ₦3,123 | +3.79% |
| Week 12, 2026 | ₦3,473 | ₦3,487 | ₦3,547 | ₦3,441 | +0.41% |
Archive entries updated weekly. Live rate above reflects current minute.
Today's live XRP/NGN rate is shown in the calculator above and updates every 60 seconds. Recent reference: 1 XRP ≈ ₦3,400.
Two reasons: global XRP/USD price moves on international exchanges, and USD/NGN moves on the parallel market. Either can shift 1–3% in a single trading session.
There's no universally optimal time, but Monday–Friday business hours (West African Time) tend to have tighter USD/NGN spreads. Weekends can occasionally show small premiums. Monica works 24/7 either way.
Our weekly archive shows the open/close/high/low for every week back to 2024. The Monica app also charts your personal conversion history.
The XRP/USD price is the same — it comes from the global market. The USD/NGN component differs across platforms based on what each platform considers the 'real' rate. Monica uses the parallel-market rate Nigerians actually transact at.
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