The decision between Monica.cash and Breet usually comes down to one or two factors. Here's how to think about it.
| Feature | Monica.cash | Breet |
|---|---|---|
| Transaction Fee | 0% | Rate-based margin + ₦50 NGN withdrawal fee |
| Typical Payout Speed | Under 60 seconds | After confirmation; varies by network |
| Supported Coins | 7 (BTC, ETH, SOL, TRX, BNB, USDT, USDC) | BTC, USDT, ETH, USDC, SOL, BNB |
| Bank Coverage | All NIBSS-connected banks (40+) | Nigerian banks (NIBSS rails) |
"Cashed out the day naira was falling and locked a solid rate while P2P people were still queuing."
"Honestly the most stress-free way to turn BTC to naira in this country right now."
"My client abroad pays me in USDT. I cash out here and the rate is exactly what I see no hidden charges."
"Sold BNB around 1am on a Sunday and the Access Bank alert came in under two minutes. No wahala."