Convert BTC to naira and withdraw to any Oshodi bank account in under a minute. No vendors, no waiting, no scams.
Per 1 BTC • Updates every 60 seconds
Selling crypto in Oshodi works exactly the same way it works anywhere else in Nigeria: download Monica, deposit your coin, withdraw naira to your local bank. What's different in Oshodi is the local context major lagos transport interchange and market centre. active mobile-money and crypto adoption among traders. and the specific banks Oshodi residents tend to use. This page covers both, plus the small things that make the conversion experience feel local rather than national.
Oshodi accounts at GTBank, Opay, and other local banks receive payouts via NIBSS in seconds, not minutes.
Monica is the counterparty no third-party vendors, no escrow theatre, no "send first" arrangements. Oshodi users moved away from P2P specifically because of this.
The naira amount in the calculator is the naira amount that hits your Oshodi bank. No spread, no hidden cuts, no withdrawal fees.
~5,000 verified Monica users in and around Oshodi. The app's reputation is solid ask anyone in your network who already uses it.
Conversion engine and bank rails work continuously. Sunday-night cashouts in Oshodi clear at the same speed as Tuesday-morning ones.
In-app live chat with a real person, average response time under two minutes. Oshodi users get the same support quality as Lagos VIPs.
Get the app on Google Play or App Store. Sign up with your email; KYC takes one screen and clears in minutes.
Open the deposit screen, choose your coin (BTC, USDT, ETH, USDC, SOL, BNB, TRX, or any of 9 supported assets), copy the address.
From Binance, Trust Wallet, MetaMask, Phantom, Bybit wherever your crypto lives. Match the network on both ends and send.
Naira credits to your Monica balance the moment your deposit confirms onchain. Hit Withdraw, pick your bank, type the amount. Done.
Oshodi Monica users most commonly receive payouts to: GTBank, Opay, Kuda, Moniepoint, Access Bank, Palmpay. All NIBSS-connected banks are supported, including digital banks and microfinance banks.
All 7 coins supported across the Monica platform are available to Oshodi users. The most-converted in Oshodi are USDT (for foreign supplier payments) and BTC (for high-value cashouts).
"After the Binance naira ban I didn't know where to turn. Monica saved me no more P2P stress."
"Good app overall. I wish they added even more coins, but the payout speed makes up for it."
"My client abroad pays me in USDC. I cash out here and the rate is exactly what I see no hidden charges."
"Freelancer here. Client pays in TRX, I withdraw to First Bank the same day. No domiciliary account wahala."
Yes. Monica works everywhere in Nigeria including Oshodi. The app is the same nationwide same KYC, same conversion engine, same payout rails. Oshodi users typically withdraw to GTBank, Opay, and other local banks.
Withdrawals to all major banks in Oshodi clear via NIBSS instant transfer. Digital banks (Opay, Kuda, Moniepoint, Palmpay) typically clear in under 10 seconds. Tier 1 commercial banks (GTBank, Zenith, Access, First Bank) clear in 30–60 seconds. Same speeds you'd get anywhere in Nigeria.
Yes. USDT is one of Monica's most-used coins in Oshodi. Same flow as Bitcoin: send USDT (TRC20, ERC20, BEP20, or Solana) to your Monica address, naira credits automatically at the live rate.
Monica is a fully digital service no physical offices required. The app handles deposits, conversion, KYC, and bank payouts entirely online. Customer support is available 24/7 inside the app.
All commercial and digital banks operating in Oshodi are supported. Oshodi users most commonly withdraw to GTBank, Opay, Kuda, Moniepoint, Access Bank, Palmpay. Digital banks clear fastest; tier 1 commercial banks have the highest individual transaction limits.
Verified accounts can sell up to ₦50,000,000 of crypto per 24 hours. Higher limits are available for verified business accounts common for Oshodi importers and traders moving USDT for supplier payments. Contact support to lift limits.
Yes. Following the CBN's December 2023 reversal of its 2021 banking restriction and the SEC's VASP framework, crypto to naira conversion is legal across Nigeria including Oshodi. Monica operates within this framework.
No. Monica charges 0% on every transaction nationwide. The Oshodi payout uses the same NIBSS instant rail as everywhere else, with zero withdrawal fees.
Join ~5,000 Oshodi users converting crypto to naira at the live rate, 0% fee, sub-minute payout.
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