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Roqqu vs Monica.cash

Same as the Monica.cash vs Roqqu page, just with the names flipped. People search both ways.

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The Numbers

FeatureMonica.cashRoqqu
Transaction Fee 0% Spread + ~1.5% withdrawal
Typical Payout Speed Under 60 seconds10–30 minutes typical
Supported Coins7 (BTC, ETH, SOL, TRX, BNB, USDT, USDC)BTC, ETH, USDT, USDC, BNB, MATIC, DOGE, others
Bank CoverageAll NIBSS-connected banks (40+)All NIBSS-connected banks
App Store Rating4.6★ (App Store) / 4.7★ (Play)3.6★ / 3.8★
KYC RequirementBVN or NIN + selfie (4 min)BVN + ID + selfie
Customer Support24/7 in app chat, ~2 min responseStandard ticket support
Founded2022 (Monica Technologies Limited)2018
Active User Base (NG)500,000+~12,000 reviews
Lifetime NGN Volume₦400+ billionNot publicly disclosed

What Users Say

★★★★☆

"App is clean and easy. My uncle who barely uses a smartphone figured it out in minutes."

JN
Joy Nwankwo
Jos
★★★★★

"No drama. Deposit TRX, get naira. This is how it should have been all along."

TA
Tunde Adekunle
Ibadan
★★★★★

"Support actually replied on WhatsApp and sorted my issue the same day. Rare these days."

BI
Bashir Ibrahim
Port Harcourt
★★★★★

"Small gripe it logged me out once and I had to sign in again. But payouts are genuinely instant."

NA
Ngozi Anyanwu
Garki

Read the Full Comparison

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