For e-commerce or social-commerce seller with international buyers the cleanest crypto to naira route in Nigeria.
Foreign buyers paying in crypto for digital goods, drop-shipping, or services. Need to convert quickly so the naira is available for inventory or supplier payments.
Nigerian online sellers Etsy shops, dropshipping operators, digital product creators increasingly accept crypto from international customers. The cashout has historically been a bottleneck.
Treat your Monica address as a standing payment endpoint. Plug it into Stripe-alternative or direct invoicing. Naira hits your bank automatically.
Choose USDT (most common for this use case). Copy the permanent address and save it.
Share your Monica address with the sender (client, employer, sponsor, family). Crypto deposits typically confirm in 30s to 3 minutes.
Once confirmed, naira credits to your Monica balance at live rate. Withdraw to your bank Opay, Kuda, GTBank, Zenith, all banks supported.
"Small gripe it logged me out once and I had to sign in again. But payouts are genuinely instant."
"Verification took a few minutes and that was it. Smooth since SOL to Zenith Bank, done."
"After the Binance naira ban I didn't know where to turn. Monica saved me no more P2P stress."
"Left Roqqu after they delayed my payout for days. With Monica the money just enters, no story."
Treat your Monica address as a standing payment endpoint. Plug it into Stripe-alternative or direct invoicing. Naira hits your bank automatically. The same flow that works for any Monica user deposit crypto to a permanent address, naira credits at the live rate, withdraw to your Nigerian bank in seconds.
USDT, USDC, BTC. All major networks supported. The most common choice for this persona is USDT.
₦200,000–₦8,000,000 monthly typical. Monica handles all of these verified accounts have ₦50M/24h default limits with higher available on request.
Sub-60 seconds typical. Digital banks (Opay, Kuda, Moniepoint) clear in 5–10 seconds; tier 1 commercial banks (GTBank, Zenith, Access) clear in 30–60 seconds via NIBSS.
No. 0% fees apply universally on Monica. Only onchain network fees (paid to validators/miners) apply, and those exist on any platform.
Monica is Nigerian-focused the conversion is to naira, the bank withdrawal is to Nigerian banks. The crypto deposit can come from anywhere globally.
Yes. Following the CBN's December 2023 reversal of the 2021 banking restriction and the SEC's VASP framework, crypto to naira conversion is legal across Nigeria.
In-app live support is 24/7 with average two-minute response. Common questions for this use case are well-handled.
0% fees, under 60s payouts, all Nigerian banks. Built for the situations Nigerians actually face.
Download Monica