Monica supports bill payment directly from crypto balance DSTV, GOtv, electricity (PHCN, EKEDC, IBEDC, etc.), water, internet, and mobile data. The flow consolidates 'cash out crypto + pay bill' into a single step.
This guide walks through the bill categories, supported providers, and the cost difference vs cashing out then paying separately.
What's in this guide
1. Supported categories
Electricity (all DISCOs). Cable TV (DSTV, GOtv, Startimes). Internet (Smile, Spectranet, etc.). Water (Lagos LASWA, others). Mobile data and airtime (MTN, Airtel, Glo, 9mobile).
2. How it works
Choose category, enter account/meter/phone number, enter amount, choose funding source (crypto or naira). System converts and pays in one operation.
3. Cost
Same as cashing out then paying 0% from Monica. Some bill providers charge their own service fees, which Monica passes through transparently.
FAQ
Which DISCOs are supported?
All major Nigerian electricity DISCOs.
Funding source?
Crypto balance or naira balance.
Receipts?
In-app receipt for every transaction.