Monica supports direct airtime top-up from crypto for MTN, Airtel, Glo, and 9mobile. The conversion happens automatically — you spend crypto, the recipient gets airtime.
This guide covers the flow, recipient handling, and bulk top-ups.
What's in this guide
1. Top up flow
Tap Airtime, choose network, enter phone number, amount, confirm. Top-up is instant.
2. Bulk top-ups
For business or family use, save numbers in your Contacts. Repeat top-ups in one tap.
3. Cost
Standard airtime price + 0% Monica fee. Some networks offer small bonuses on app top-ups; Monica reflects those when applicable.
FAQ
Networks?
MTN, Airtel, Glo, 9mobile.
Funding?
Crypto or naira balance.
Speed?
Instant.