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Customer Protection at Monica.cash

Customer protection at Monica covers fund safeguarding, fraud prevention, dispute resolution, and dispute escalation channels.

4.7★ on Play Store 4.6★ on App Store SEC-aligned compliance 500,000+ users Under 60s payouts

Fund safeguarding

Crypto deposits in institutional-grade operations with multi-sig hot wallet operational liquidity. Naira balances held with regulated banking partners.

Fraud monitoring

Continuous behavioural and rule-based monitoring. Suspicious patterns flagged for review or auto-blocked.

Dispute resolution

In-app support handles standard disputes. Escalations route through dedicated dispute team.

Regulatory escalation

Unresolved disputes can be escalated through Nigerian financial dispute mechanisms (CBN customer protection, SEC investor protection).

FAQ

Are funds insured?

Crypto custody covered by partner insurance arrangements where applicable.

Disputes?

In-app support → escalation team → external regulator if needed.

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0% fees, under 60s payouts, all banks, 500K+ users.

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