For nigerian binance p2p user who wants direct settlement the cleanest crypto to naira route in Nigeria.
Binance P2P is a vendor-matching marketplace: you trade with individual vendors and verify payment yourself. Monica replaces the vendor with direct platform settlement.
Binance P2P is Nigeria's largest crypto-naira market by volume. Monica is a leading direct alternative.
Skip vendors entirely. Send crypto to Monica, receive naira directly.
Choose All Monica-supported. (most common for this use case). Copy the permanent address and save it.
Share your Monica address with the sender (client, employer, sponsor, family). Crypto deposits typically confirm in 30s to 3 minutes.
Once confirmed, naira credits to your Monica balance at live rate. Withdraw to your bank Opay, Kuda, GTBank, Zenith, all banks supported.
"The rate is the rate. After years of P2P arguments, that peace of mind is everything."
"Switched to Monica and the money just enters, no story."
"I run a small business and move money through here weekly. Zero failed payouts so far."
"Fast and legit. Sent BTC, the money entered my Zenith Bank before I could lock my phone."
Skip vendors entirely. Send crypto to Monica, receive naira directly. The same flow that works for any Monica user deposit crypto to a permanent address, naira credits at the live rate, withdraw to your Nigerian bank in seconds.
All Monica-supported.. All major networks supported. The most common choice for this persona is All Monica-supported..
All sizes. Monica handles all of these verified accounts have ₦50M/24h default limits with higher available on request.
Sub-60 seconds typical. Digital banks (Opay, Kuda, Moniepoint) clear in 5–10 seconds; tier 1 commercial banks (GTBank, Zenith, Access) clear in 30–60 seconds via NIBSS.
No. 0% fees apply universally on Monica. Only onchain network fees (paid to validators/miners) apply, and those exist on any platform.
Monica is Nigerian-focused the conversion is to naira, the bank withdrawal is to Nigerian banks. The crypto deposit can come from anywhere globally.
Yes. Following the CBN's December 2023 reversal of the 2021 banking restriction and the SEC's VASP framework, crypto to naira conversion is legal across Nigeria.
In-app live support is 24/7 with average two-minute response. Common questions for this use case are well-handled.
0% fees, under 60s payouts, all Nigerian banks. Built for the situations Nigerians actually face.
Download Monica