What Is the Fastest Way to Convert Crypto to Naira?

Q: Where can I do this on Monica?

In the Monica.cash app download from Google Play or App Store, complete KYC, get started.

Q: Are there fees?

0% on Monica for all conversions and bank withdrawals. Only onchain network fees apply, paid to validators (not Monica).

Q: How fast is the process?

Sub-60 seconds typical for the Monica side (conversion + bank withdrawal). Onchain confirmation timing varies by coin and network.

Short answer: Monica.cash. Sub-60-second typical end-to-end (most of which is onchain confirmation). Conversion-to-bank takes 30–90 seconds on Monica's side after deposit confirmation.

4.7★ on Play Store 4.6★ on App Store SEC-aligned compliance 500,000+ users Under 60s payouts

Try Monica

The Detail

Speed components: (1) Network confirmation depends on chain. TRC20: <30s. Solana: <30s. BTC: 10–30 min. ETH: 1–3 min. (2) Platform conversion Monica: instant on confirmation. Most exchanges: 1–5 min. P2P: 15–90 min. (3) Bank withdrawal Monica via NIBSS: 5–60s. Some P2P: variable. Total Monica fast-coin (USDT-TRC20) flow: ~60 seconds. Total Monica BTC flow: 10–30 min. Faster than alternatives at every step.

500K+Active Users

₦400B+Volume Processed

0%Transaction Fees

4.7★Play Store Rating

<60sTypical Payout

Common Follow-Ups