Monica supports virtual dollar cards funded directly from your crypto balance. The flow: deposit crypto, fund card, spend internationally. No naira-USD conversion friction at point of use.
This guide covers card setup, funding mechanics, supported merchants, and how to handle subscriptions.
What's in this guide
1. Activate your virtual card
In the Monica app, navigate to Cards. Tap Get Virtual Card. Activation is instant for verified accounts.
2. Fund the card
From your Monica crypto or naira balance. The card holds USD; funding from crypto does the conversion automatically.
3. Use the card
Works on most international merchants Netflix, Spotify, Apple, Google, Amazon, Uber, AWS, etc. Standard 16-digit virtual card with CVV.
4. Manage subscriptions
Use the card-management screen to pause, lock, or freeze. Subscription billing is reliable as long as the card is funded.
FAQ
How do I activate?
One tap in the Monica app for verified accounts.
Funding source?
Crypto balance or naira balance. Both work.
Where can I use it?
Most international merchants accepting Visa/Mastercard.
Fees?
Card-specific fees may apply see /cards page for current schedule.