For parent or student funding school fees from crypto holdings the cleanest crypto to naira route in Nigeria.
School fee deadlines don't wait. Need fast, reliable crypto to naira for the school's bank.
Common pattern for Nigerian parents abroad, returning diaspora, and crypto-native parents.
Same-day conversion. Direct withdrawal to school's bank account from Monica.
Choose USDT (most common for this use case). Copy the permanent address and save it.
Share your Monica address with the sender (client, employer, sponsor, family). Crypto deposits typically confirm in 30s to 3 minutes.
Once confirmed, naira credits to your Monica balance at live rate. Withdraw to your bank Opay, Kuda, GTBank, Zenith, all banks supported.
"I run a small business and move money through here weekly. Zero failed payouts so far."
"Honestly the most stress-free way to turn TRX to naira in this country right now."
"Used three other apps before this. Only Monica pays out instantly without surprise deductions."
"I send to my mum's First Bank account every month. Seconds now, instead of begging aboki for a rate."
Same-day conversion. Direct withdrawal to school's bank account from Monica. The same flow that works for any Monica user deposit crypto to a permanent address, naira credits at the live rate, withdraw to your Nigerian bank in seconds.
USDT, BTC, USDC. All major networks supported. The most common choice for this persona is USDT.
₦200,000–₦8,000,000 per term/semester. Monica handles all of these verified accounts have ₦50M/24h default limits with higher available on request.
Sub-60 seconds typical. Digital banks (Opay, Kuda, Moniepoint) clear in 5–10 seconds; tier 1 commercial banks (GTBank, Zenith, Access) clear in 30–60 seconds via NIBSS.
No. 0% fees apply universally on Monica. Only onchain network fees (paid to validators/miners) apply, and those exist on any platform.
Monica is Nigerian-focused the conversion is to naira, the bank withdrawal is to Nigerian banks. The crypto deposit can come from anywhere globally.
Yes. Following the CBN's December 2023 reversal of the 2021 banking restriction and the SEC's VASP framework, crypto to naira conversion is legal across Nigeria.
In-app live support is 24/7 with average two-minute response. Common questions for this use case are well-handled.
0% fees, under 60s payouts, all Nigerian banks. Built for the situations Nigerians actually face.
Download Monica