Your

Your

Your

Payment

Top up

Gift card

Crypto

Trading

Payment

Top up

Gift card

Crypto

Trading

Payment

Top up

Gift card

Crypto

Trading

Problems

Simplified.

Problems Simplified.

Problems Simplified.

Problems Simplified.

🚀 Send ₦, pay ₦, buy airtime, convert crypto . Secure & fast! 🇳🇬 #transformfinance

Monica is your ultimate gateway to seamless financial solutions

Monica is your ultimate gateway to seamless financial solutions

Monica is your ultimate gateway to seamless financial solutions

N 80B+

N 80B+

Over 80 Billion naira in payouts

Over 80 Billion naira in payouts

Over 80 Billion naira in payouts

Over 80 Billion naira in payouts

$ 70M+

$ 70M+

Over $70 Million in successful crypto transactions

Over $70 Million in successful crypto transactions

Over $70 Million in successful crypto transactions

Over $70 Million in successful crypto transactions

4.9+

4.9+

Rated over 4.9 stars on Android & iOS store

Rated over 4.9 stars on Android & iOS store

Rated over 4.9 stars on Android & iOS store

Rated over 4.9 stars on Android & iOS store

Everything you need in one app.

Everything you need in one app.

Everything you need in one app.

Everything you need in one app.

Convert cryptocurrency with ease. Enjoy instant naira payouts, competitive rates, and a platform you can trust.

Convert cryptocurrency with ease. Enjoy instant naira payouts, competitive rates, and a platform you can trust.

Convert cryptocurrency with ease. Enjoy instant naira payouts, competitive rates, and a platform you can trust.

Crypto Deposit

Crypto Deposit

Crypto Deposit

Crypto Deposit

Pay bills

Pay bills

Pay bills

Pay bills

Cards

Cards

Cards

Cards

Safe & Secure

Safe & Secure

Safe & Secure

Safe & Secure

Everything you need in one app
Everything you need in one app
Everything you need in one app
Everything you need in one app

Crypto Deposit

Crypto Deposit

Deposit Bitcoin, Ethereum, USDT for Naira and withdraw to over 30+ available bank in minutes

Deposit Bitcoin, Ethereum, USDT for Naira and withdraw to over 30+ available bank in minutes

Bill Payments

Bill Payments

Recharge airtime, buy data, pay utility bills, and choose from a wide range of gift cards you can buy.

Recharge airtime, buy data, pay utility bills, and choose from a wide range of gift cards you can buy.

Virtual Dollar Card

Virtual Dollar Card

Create and fund your virtual dollar card that allows you to spend globally on any website that supports Visa or Mastercard.

Create and fund your virtual dollar card that allows you to spend globally on any website that supports Visa or Mastercard.

Fast, Secure & Reliable Transactions

Fast, Secure & Reliable Transactions

Deposit at the speed of light, transfer your funds to any bank account in less than 2mins using our secure systems

Deposit at the speed of light, transfer your funds to any bank account in less than 2mins using our secure systems

Trade Bitcoin, Ethereum, USDT to cash, and withdraw to over 30+ available bank in minutes

Trade Bitcoin, Ethereum, USDT to cash, and withdraw to over 30+ available bank in minutes

Crypto Trading

Crypto Trading

Bill Payments

Bill Payments

Recharge airtime, buy data, pay utility bills, and choose from a wide range of gift cards you can buy.

Recharge airtime, buy data, pay utility bills, and choose from a wide range of gift cards you can buy.

Create and fund your virtual dollar card that allows you to spend globally on any website that supports Visa or Mastercard.

Create and fund your virtual dollar card that allows you to spend globally on any website that supports Visa or Mastercard.

Virtual Dollar Card

Virtual Dollar Card

Trade at the speed of light, transfer your funds to any bank account in less than 2mins using our secure systems

Trade at the speed of light, transfer your funds to any bank account in less than 2mins using our secure systems

Fast, Secure & Reliable Transactions

Fast, Secure & Reliable Transactions

Trusted by over a million users

Trusted by over a million users

Trusted by over a million users

4.9

4.9

5K+

5K+

Reviews

Reviews

"Monica has been my go to for months now. Transactions are smooth, the app is easy to navigate, and the rates are great. Highly recommend!"

Oluwaseun Adewale

Google play store

"Monica has been my go to for months now. Transactions are smooth, the app is easy to navigate, and the rates are great. Highly recommend!"

Oluwaseun Adewale

Google play store

"Monica has been my go to for months now. Transactions are smooth, the app is easy to navigate, and the rates are great. Highly recommend!"

Oluwaseun Adewale

Google play store

Monica has been amazing! They offer great rates, and I’ve been trading Bitcoin since last year without any delays in getting my money. The ₦200 bonus for every referral's transaction is a nice extra. Plus, it’s super handy for paying utility bills, sending money, and buying airtime or data.

Godwin Godfrey

Apple store

Monica has been amazing! They offer great rates, and I’ve been trading Bitcoin since last year without any delays in getting my money. The ₦200 bonus for every referral's transaction is a nice extra. Plus, it’s super handy for paying utility bills, sending money, and buying airtime or data.

Godwin Godfrey

Apple store

Monica has been amazing! They offer great rates, and I’ve been trading Bitcoin since last year without any delays in getting my money. The ₦200 bonus for every referral's transaction is a nice extra. Plus, it’s super handy for paying utility bills, sending money, and buying airtime or data.

Godwin Godfrey

Apple store

I’ve been using Monica for months, and it’s been great! The app is easy to use, free transfers are a plus, and I use it for bills, betting wallets, and gift cards. Biometric login gives me peace of mind, and support is always quick to help!

Balogun Sheriffdeen

Google play store

I’ve been using Monica for months, and it’s been great! The app is easy to use, free transfers are a plus, and I use it for bills, betting wallets, and gift cards. Biometric login gives me peace of mind, and support is always quick to help!

Balogun Sheriffdeen

Google play store

I’ve been using Monica for months, and it’s been great! The app is easy to use, free transfers are a plus, and I use it for bills, betting wallets, and gift cards. Biometric login gives me peace of mind, and support is always quick to help!

Balogun Sheriffdeen

Google play store

Monica has been a lifesaver! The bill payment is fast and reliable, and I love being able to buy airtime anytime. So seamless!

Emeka John

Apple store

Monica has been a lifesaver! The bill payment is fast and reliable, and I love being able to buy airtime anytime. So seamless!

Emeka John

Apple store

Monica has been a lifesaver! The bill payment is fast and reliable, and I love being able to buy airtime anytime. So seamless!

Emeka John

Apple store

I absolutely love Monica The app is sleek, easy to use, and perfect for managing my finances on the go. It’s fast, reliable, and secure I’ve never had any issues. My favorite features are the quick fund transfers and bill payments!

Solomon Abdul

Google play store

I absolutely love Monica The app is sleek, easy to use, and perfect for managing my finances on the go. It’s fast, reliable, and secure I’ve never had any issues. My favorite features are the quick fund transfers and bill payments!

Solomon Abdul

Google play store

I absolutely love Monica The app is sleek, easy to use, and perfect for managing my finances on the go. It’s fast, reliable, and secure I’ve never had any issues. My favorite features are the quick fund transfers and bill payments!

Solomon Abdul

Google play store

Get the App

Get the App

Get the App

Reliable & Trustworthy Platform. Fast, Safe & Secure Transactions. Simple & Efficient User Interface.

Reliable & Trustworthy Platform. Fast, Safe & Secure Transactions. Simple & Efficient User Interface.

Reliable & Trustworthy Platform. Fast, Safe & Secure Transactions. Simple & Efficient User Interface.

Hold your device camera up to the QR code to download the app.

🚀 Send ₦, pay ₦, buy airtime, convert crypto, pay bills and access 1000+ gift cards. Secure & fast! 🇳🇬

Copyright © 2025 Monica Technologies Limited

🚀 Send ₦, pay ₦, buy airtime, convert crypto, pay bills and access 1000+ gift cards. Secure & fast! 🇳🇬

Copyright © 2025 Monica Technologies Limited

🚀 Send ₦, pay ₦, buy airtime, convert crypto, pay bills and access 1000+ gift cards. Secure & fast! 🇳🇬

Copyright © 2025 Monica Technologies Limited

🚀 Send ₦, pay ₦, buy airtime, convert crypto, pay bills and access 1000+ gift cards. Secure & fast! 🇳🇬

Copyright © 2025 Monica Technologies Limited