Real-time XRP/NGN price feed. Same rate Monica uses for live conversions.
Updates every 60 seconds • Mid-market rate, no spread
Recent XRP/NGN price movement. Monica gives you the live market rate at the second of conversion — no spread, no markup.
XRP (Ripple) ranks #7 globally by market capitalization. The naira-denominated price reflects two converging markets — global crypto pricing in USD, and the local USD/NGN exchange rate, which trades meaningfully above the official CBN reference. For Nigerian holders, this means a XRP price drop in USD terms doesn't necessarily mean a naira price drop, and vice versa.
Monica's pricing engine pulls from the same aggregated feeds professional traders use. There is no internal markup, no synthetic spread, no opaque adjustment. The number you see is the number you can transact at right now.
| Symbol | XRP |
| Global Rank | #7 |
| Circulating Supply | 57B XRP |
| Networks Supported on Monica | XRP Ledger |
| Naira Price (current) | ₦3,400 |
| Monica Conversion Fee | 0% |
The live calculator above shows the current XRP/NGN rate, refreshed every 60 seconds. As of the most recent fetch, 1 XRP ≈ ₦3,400.
Some platforms add a 1–3% spread to the displayed rate. Monica shows the live mid-market rate without spread, so cross-platform comparisons should always start with the mid-market figure (which is what we display).
USD price × USD/NGN parallel-market rate. The USD price comes from major exchange aggregators (CoinGecko, Binance, Coinbase). The USD/NGN rate reflects the actual exchange rate Nigerians use day-to-day, not the CBN official rate.
We don't make price predictions — what we can say is that XRP historical volatility is significant and Nigerian users should size their XRP exposure accordingly. Cashing out gains promptly via Monica is one way to lock in price.
Every 60 seconds during normal market conditions. During high volatility, the app's internal feed updates more frequently to ensure conversions reflect real-time pricing.
Same flow, same speed, same zero fees. Tap any coin to view its dedicated page.
0% fee. Live mid-market rate. Bank payout in under a minute.
Download Monica