Send LTC to a permanent Monica wallet address. The system converts to naira at live market rate and pushes the funds straight to your Nigerian bank. No vendors, no chat, no waiting.
Per 1 LTC • Updates every 60 seconds
Selling Litecoin in Nigeria used to mean opening a Telegram group, hoping a vendor wasn't a scammer, sending the LTC, and waiting hours for naira that sometimes never arrived. Litecoin on Monica works in the opposite direction: you send the coin to a permanent wallet address, the system credits naira directly to your balance, and you withdraw to your bank in under a minute. No chat, no vendor, no waiting room.
Once your LTC confirms on-chain, the naira balance updates automatically. Bank withdrawal triggers an NIBSS instant transfer — typical clearing time is well under a minute.
0% fees, on every transaction, every day. We make money on volume and partnerships, not by skimming small percentages off your conversion.
Every bank that accepts NIBSS instant transfer works with Monica. That's 40+ commercial and digital banks, including Carbon, VBank, Sparkle, FairMoney, and Renmoney.
BVN, NIN, or government ID — pick one, take a selfie, you're verified. No video calls, no document re-uploads, no waiting three business days.
4.7 average across 7,400+ Play Store reviews and 4.6 on the App Store. Most one-star reviews are from people who sent crypto to the wrong address — a problem we now flag with double-confirmation.
500,000+ verified Nigerian users. ₦400+ billion in lifetime processed volume across crypto-to-naira conversions. Roughly half our active base trades USDT weekly.
Four steps from holding LTC on an external wallet to naira sitting in your Nigerian bank account.
Download from Google Play or the App Store. Sign up with your email and complete the one-screen KYC (BVN or NIN).
Open the deposit screen, choose LTC, and select the network (Litecoin Mainnet). The address is permanent — save it once and reuse forever.
From Binance, Bybit, Trust Wallet, MetaMask, Phantom, or wherever your LTC lives, paste the Monica deposit address and send. Confirmation typically takes a few minutes.
The moment your deposit confirms, your naira balance updates at the live market rate. Hit Withdraw, pick your bank, type the amount. Funds clear into your account in under a minute.
Litecoin runs on the following networks supported by Monica:
| Network | Confirmation Time | Fee Profile | Best Use Case |
|---|---|---|---|
| Litecoin Mainnet | ~30 seconds | Negligible fees | Ideal for high-frequency moves |
Always match your sending network to the receiving address. Sending LTC on the wrong network can result in lost funds — Monica's app shows the correct network beside every deposit address.
Recent LTC/NGN price movement. Monica gives you the live market rate at the second of conversion — no spread, no markup.
After your LTC converts to naira on Monica, withdrawal flows through NIBSS instant transfer to every commercial bank, fintech wallet, and microfinance bank in the country.
"Sold USDT around 1am on a Sunday and the UBA alert came in under two minutes. No wahala."
"Honestly the most stress-free way to turn USDT to naira in this country right now."
"Verification took a few minutes and that was it. Smooth since — USDC to Moniepoint, done."
"Support actually replied on WhatsApp and sorted my issue the same day. Rare these days."
Once your LTC transaction confirms on the blockchain — typically 30 seconds to 3 minutes depending on network — naira credits to your Monica balance immediately. Withdrawing to a Nigerian bank takes another 30–60 seconds via NIBSS instant transfer.
There is no minimum deposit on Monica for LTC. Whether you send the equivalent of ₦1,000 or ₦100,000,000, the conversion runs the same way. Just be aware of the network's own minimum (for example, Bitcoin dust limits).
Monica supports LTC on Litecoin Mainnet. Always match the network on the sending wallet to the network shown beside your Monica deposit address. The app double-confirms before you copy.
No. Monica charges 0% on conversion and 0% on bank withdrawals. The naira amount displayed in the calculator is exactly what hits your balance and your bank.
Funds are custodied with audited cold storage partners and the platform aligns with NDPC data protection standards and the SEC's Virtual Asset Service Provider framework. The Monica Technologies Limited entity behind Monica is registered in Nigeria.
Monica pulls live mid-market LTC/USD pricing from major exchanges and applies the live USD/NGN rate. The rate locks the moment your deposit confirms — there is no spread between display and execution.
Yes. Monica withdraws to Opay, Kuda, Moniepoint, Palmpay, GTBank, Zenith, Access, UBA, First Bank, and 30+ other Nigerian banks. Digital banks usually clear in under 10 seconds.
Bridging mistakes are rarely recoverable. Always copy the address directly from the Monica app and confirm the network label. If you sent on a network we support but to a wrong wallet, contact support with the transaction hash within 24 hours.
Yes. KYC is one screen — BVN or NIN plus a selfie. Verification usually completes in under 4 minutes. This is required for SEC-aligned compliance.
Same flow, same speed, same zero fees. Tap any coin to view its dedicated page.
Join 500,000+ Nigerians cashing out LTC the easy way. Live rate, 0% fee, naira in your bank in under a minute.
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