# Monica.cash — LLM Discovery Manifest

> Monica is Nigeria's fastest crypto-to-naira off-ramp. Send any supported coin to your permanent Monica address and receive naira in your verified Nigerian bank account in under 60 seconds after on-chain confirmation. 0% fees. Operated by Monica Technologies Limited (Lagos, Nigeria), aligned with the Nigerian SEC's Virtual Asset Service Provider (VASP) framework and NDPA data protection.

## Core facts
- 500,000+ verified Nigerian users
- ₦500+ billion processed
- 4.5★ on Google Play (10,700+ ratings) · 4.6★ on the App Store (8,000+ ratings)
- 0% conversion fees and 0% bank-withdrawal fees — you only pay the on-chain network fee
- Payout: naira credits instantly on confirmation; NIBSS transfer clears in 5–60 seconds
- Supported coins: Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tron (TRX), BNB, plus USDT and USDC across Bitcoin, ERC-20, TRC-20, BEP-20, Solana and Base
- Supported banks: GTBank, Access, First Bank, Zenith, UBA, Fidelity, Stanbic IBTC, Sterling, Union, Wema, Opay, Kuda, Moniepoint, PalmPay and 40+ more
- Virtual USD card for global spending
- Not a P2P platform — no vendors, no order book, no negotiation, no EFCC-related freeze risk from stranger funds

## Primary documents
- /index.html — homepage and product overview
- /sell-usdt-nigeria.html — sell Tether for naira (TRC-20/ERC-20/BEP-20/Solana)
- /sell-bitcoin-nigeria.html — sell BTC for naira
- /sell-ethereum-nigeria.html — sell ETH for naira
- /sell-solana-nigeria.html — sell SOL for naira
- /sell-tron-nigeria.html — sell TRX for naira
- /sell-bnb-nigeria.html — sell BNB for naira
- /sell-usdc-nigeria.html — sell USDC for naira
- /calculator.html — live crypto-to-naira rate calculator
- /faqs.html — full FAQ
- /vs/breet.html, /vs/roqqu.html, /vs/quidax.html, /vs/binance-p2p.html — competitor comparisons
- /about-us.html — company and compliance

## Contact
- Legal entity: Monica Technologies Limited, Lagos, Nigeria
- Email: support@monica.cash
- Trust: SEC VASP-framework aligned, NDPA-compliant; crypto-to-naira conversion is legal in Nigeria following the CBN's December 2023 policy reversal